Agency website
About us
Everything in one place, now that's the key
Tobey & Merrill Insurance has been in the Seacoast NH community for over 100 years and the 4th Merrill generation joined the office in 2017. We are a locally owned and operated independent insurance agency with our roots in our community. Our clients experience exceptional Customer Service- as we promote- Customer Service with a heart. Our focus is to work with our clients to see the full picture from Personal, Business and Life Insurance. This provides us the ability to provide the best advice and to empower our clients to make decisions on their policies that affect their Family and assets.
We provide a 24/7 Customer Service Line that works with our clients afterhours and they will contact an on call agent, if needed. We work with our insurance companies to also provide on-line self service for our clients to have access to their policies, payments and documents 24/7 through an online account.
Everything in one place- now that's the Key! Let us help you find the right coverage.
What our clients are saying
"A company that is a pleasure to do business with."
"Great company to work with, always working to make sure you get the best coverage for the best price"
"I have used Tobey and Merrill since I moved back into the area in 2014, and I must say, the one on one personal attention to detail really made me feel like I was a part of their family. They steered me in the right direction for what packages I needed, and were mindful of the cost as well.A truly great team at Tobey and Merrill! "
"They are truly a local business that Cares..... thank you so much for helping my family "
"I highly recommend Tobey & Merrill Insurance! As small business owners, my husband and I decided to switch over to them for our business and personal insurances last year and Kim has been extremely helpful from day 1! Kim always answers all of our questions in a timely manner (we had lots!) and makes all the insurance language easy to understand. She has provided us with the best rates and coverage and is always super easy to get ahold of. I am so happy we made the switch!"
"Everyone that I have worked with at Tobey & Merrill is extremely knowledgeable and helpful. I was able to save money on my auto and home insurance policies with their help. Recently I have had to make changes to my policies and it was as simple as a phone call. I recommend their services to anyone looking to save money on insurance!"
"I recently bought my first home!! Buying a home is an extremely exciting but stressful experience. There is so much to learn, and every detail matters. I worked with Kim from Tobey & Merrill and she helped me through every step of the insurance process. She was extremely responsive and got me a great quote. I highly recommend this firm"
"As a 30+ year policy holder and as a director of a volunteer organization in town, I have DOUBLE reason to THANK YOU for years of wonderful service insuring my family AND wonderful generosity supporting the work of Hampton Community Coalition."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Tobey & Merrill, Inc.
States we serve
- Maine
- New Hampshire
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, AmTrust Financial, American Modern, American Reliable Insurance, CNA, Chubb, Concord Group Insurance, Francis L. Dean & Associates, Hagerty, Hiscox Ins Co Inc., J.C. Taylor, Markel Specialty, Philadelphia Insurance Companies, Providence Mutual Fire Insurance Company, RPS, The Hartford, Union Mutual, Wright FloodTobey & Merrill, Inc. Team
Tobey & Merrill, Inc. Reviews
Customer Reviews
A company that is a pleasure to do business with.
Great company to work with, always working to make sure you get the best coverage for the best price
I have used Tobey and Merrill since I moved back into the area in 2014, and I must say, the one on one personal attention to detail really made me feel like I was a part of their family. They steered me in the right direction for what packages I needed, and were mindful of the cost as well.A truly great team at Tobey and Merrill!
They are truly a local business that Cares..... thank you so much for helping my family
I highly recommend Tobey & Merrill Insurance! As small business owners, my husband and I decided to switch over to them for our business and personal insurances last year and Kim has been extremely helpful from day 1! Kim always answers all of our questions in a timely manner (we had lots!) and makes all the insurance language easy to understand. She has provided us with the best rates and coverage and is always super easy to get ahold of. I am so happy we made the switch!
Everyone that I have worked with at Tobey & Merrill is extremely knowledgeable and helpful. I was able to save money on my auto and home insurance policies with their help. Recently I have had to make changes to my policies and it was as simple as a phone call. I recommend their services to anyone looking to save money on insurance!
I recently bought my first home!! Buying a home is an extremely exciting but stressful experience. There is so much to learn, and every detail matters. I worked with Kim from Tobey & Merrill and she helped me through every step of the insurance process. She was extremely responsive and got me a great quote. I highly recommend this firm
As a 30+ year policy holder and as a director of a volunteer organization in town, I have DOUBLE reason to THANK YOU for years of wonderful service insuring my family AND wonderful generosity supporting the work of Hampton Community Coalition.
