A TrustedChoice.com recommended local Trusted Choice independent insurance agency, with elite-level expertise, is here to assist you with your insurance needs. Your protection is their priority. Recommended Local Agency
Smith-Carpenter Agency, Inc.
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Smith-Carpenter Agency, Inc.

Independent Insurance Agent in Fairmont, WV

About us

Providing Peace of Mind

Smith Carpenter is an independent insurance agency, protecting clients throughout West Virginia, Ohio, and Pennsylvania for over 60 years. As an independent agency, we've built relationships with a number of top insurance carriers. This enables us to shop around for your coverage in order to find you the right policy for your unique needs at the best value. We are proud to offer low-cost home and auto insurance, along with all forms of commercial and life coverages. Also, the most extensive senior benefits in the area, including Medicare Supplements, Medicare Advantage Plans and Final Expense.

We are known for our personal attention to each of our clients. Reach out today to learn how we can help you in your search for the right insurance.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Smith-Carpenter Agency, Inc.

States we serve

  • Ohio
  • Pennsylvania
  • West Virginia

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

GuideOne Insurance, Hiscox Ins Co Inc., MetLife Auto & Home, Oxford Life Insurance Company, US Assure, Vindati, Wright Flood

Smith-Carpenter Agency, Inc. Reviews

Average based on 4 reviews Leave a review

Customer Reviews

January 23, 2020

I recently moved back into this area and have felt guided and "taken care of" with all of my insurance.

January 23, 2020

I've trusted Smith Carpenter Agency for my home and auto insurance for over 25 years. The staff is fantastic - extremely knowledgeable, helpful and always available. They have given me the best insurance options and the most cost-effective insurance. I would never change agencies. It's not easy to find a business you can trust and depend on - Smith Carpenter Agency is both.

January 23, 2020

We have relied on Smith Carpenter Agency to provide all of our insurance for the past 20 years. The personal attention is invaluable to us. They are prompt, courteous and caring. When our daughter purchased her first car insurance policy, we never considered referring her to anybody else. We know we can trust Smith Carpenter Agency to be there when we need them!

January 23, 2020

They are always an absolute pleasure to work with! I've been with them for 10+ years and each experience has been great!


Smith-Carpenter Agency, Inc.

Providing Peace of Mind

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