Providing Peace of Mind
Smith Carpenter is an independent insurance agency, protecting clients throughout West Virginia, Ohio, and Pennsylvania for over 60 years. As an independent agency, we've built relationships with a number of top insurance carriers. This enables us to shop around for your coverage in order to find you the right policy for your unique needs at the best value. We are proud to offer low-cost home and auto insurance, along with all forms of commercial and life coverages. Also, the most extensive senior benefits in the area, including Medicare Supplements, Medicare Advantage Plans and Final Expense.
We are known for our personal attention to each of our clients. Reach out today to learn how we can help you in your search for the right insurance.
Ask me about these types of insurance
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.Request a business insurance quote
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.Request a homeowners insurance quote
A workers' compensation insurance policy will cover the majority of injuries that arise from work-related duties.Request a workers' compensation insurance quote
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.Request a cyber liability quote
E&O insurance is a type of liability insurance that will help pay for any damages a professional error may cause.Request a errors and omissions quote
What People Are Saying
I recently moved back into this area and have felt guided and "taken care of" with all of my insurance.
I've trusted Smith Carpenter Agency for my home and auto insurance for over 25 years. The staff is fantastic - extremely knowledgeable, helpful and always available. They have given me the best insurance options and the most cost-effective insurance. I would never change agencies. It's not easy to find a business you can trust and depend on - Smith Carpenter Agency is both.
We have relied on Smith Carpenter Agency to provide all of our insurance for the past 20 years. The personal attention is invaluable to us. They are prompt, courteous and caring. When our daughter purchased her first car insurance policy, we never considered referring her to anybody else. We know we can trust Smith Carpenter Agency to be there when we need them!
They are always an absolute pleasure to work with! I've been with them for 10+ years and each experience has been great!
- Builders Risk/Home Construction
- Collectible Auto
- Identity Fraud
- Mobile Home
- Personal Watercraft
- Special Event
- Vacant Land
- Valuable Items
- Builders Risk
- Business Owners / Package
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors and Omissions
- General Liability
- Inland Marine
- Professional Liability
- Workers Compensation
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade
Companies We Work With
- GuideOne Insurance
- Hiscox Ins Co Inc.
- MetLife Auto & Home
- Oxford Life Insurance Company
- Progressive Insurance
- RLI Corp
- Stillwater Insurance Group
- US Assure
- Westfield Insurance
- Wright Flood