A TrustedChoice.com recommended local Trusted Choice independent insurance agency, with elite-level expertise, is here to assist you with your insurance needs. Your protection is their priority. Recommended Local Agency
Hugh Cotton Insurance
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Hugh Cotton Insurance

Independent Insurance Agent in Orlando, FL

About us

Your Shield of Protections Since 1948

Call us today and discover why our clients have been doing business with us for more than 60 years.


Hugh Cotton Insurance (HCI) is a full service independent insurance agency supported by quality insurance companies. We have been proudly serving the greater Orlando Area since 1948. We are able to offer products to provide insurance for employee benefits, life, disability, auto, home, boat and business. HCI can also utilize insurance wholesale facilities to round out our company menu with both traditional and non-traditional resources. With knowledgeable and experienced agents, we stand ready to serve you.

States we serve

  • Florida

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Other

Life & Annuties coverage

  • Annuities
  • Life

Recommended insurance company partners

Other companies we work with:

Chubb, FedNat, Firemans Fund Ins, Florida Family Insurance, Hiscox Ins Co Inc., Markel Specialty, Mercury Insurance Group, Oxford Life Insurance Company, RPS, Tower Hill Preferred, Vindati

RECOMMENDED INSURANCE COMPANY PARTNERS

Hugh Cotton Insurance

Your Shield of Protections Since 1948

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