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Mann, Smith & Cummings Insurance, LLC
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Mann, Smith & Cummings Insurance, LLC

Independent Insurance Agent in Clarksville, TN

About us

Service Is Our Policy

Since 1946 Mann, Smith & Cummings has remained committed to providing our clients with the most practical means of insurance solutions.

"Service is Our Policy" is more than a slogan for us... it's the way we do business! We are a Clarksville insurance agency with one goal in mind to provide car, life, group and health insurance with the highest level of service possible to its clients. The goal was met and is still our number one priority to this day.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Mann, Smith & Cummings Insurance, LLC

States we serve

  • Alabama
  • Arkansas
  • Florida
  • Georgia
  • Illinois
  • Kentucky
  • Mississippi
  • North Carolina
  • Ohio
  • South Carolina
  • Tennessee

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Accident Fund, Aetna, AmTrust Financial, Amerisafe Insurance Company, Applied Underwriters, Auto-Owners Insurance Company, Blue Cross Blue Shield, Builders Mutual Insurance Company, Cincinnati Insurance Company, FCCI Insurance Group, Grange Insurance, GuideOne Insurance, Hiscox Ins Co Inc., Humana, Markel Specialty, Middle Oak, Montgomery Mutual Insurance Company, Oxford Life Insurance Company, Philadelphia Insurance Companies, RPS, The Hartford, United Healthcare, Vindati

Mann, Smith & Cummings Insurance, LLC Reviews

Average based on 4 reviews Leave a review

Customer Reviews

March 26, 2019

Will and Allyson have done a great job of bringing our business onboard and have given us great pricing and better service.

March 26, 2019

He has saved my business money and made the transition to our new insurance policies very smooth. I highly recommend them.

March 26, 2019

Great insurance company I called told them want I need they researched it found what best suited my businesses needs and great price was a pleasure doing business with them highly recommend MSC Insurance

March 26, 2019

She always goes the extra mile in searching for the best rates and coverage that fits our needs. I highly recommend MCS and have recommended several friends and coworkers over the years


Mann, Smith & Cummings Insurance, LLC

Service Is Our Policy

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