Service Is Our Policy
Since 1946 Mann, Smith & Cummings has remained committed to providing our clients with the most practical means of insurance solutions.
"Service is Our Policy" is more than a slogan for us... it's the way we do business! We are a Clarksville insurance agency with one goal in mind to provide car, life, group and health insurance with the highest level of service possible to its clients. The goal was met and is still our number one priority to this day.
What our clients are saying
"She always goes the extra mile in searching for the best rates and coverage that fits our needs. I highly recommend MCS and have recommended several friends and coworkers over the years"
"Great insurance company I called told them want I need they researched it found what best suited my businesses needs and great price was a pleasure doing business with them highly recommend MSC Insurance"
"He has saved my business money and made the transition to our new insurance policies very smooth. I highly recommend them."
"Will and Allyson have done a great job of bringing our business onboard and have given us great pricing and better service."
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.Request an automobile insurance quote
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.Request a business insurance quote
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.Request a homeowners insurance quote
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.Request a cyber liability quote
An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.Request an umbrella insurance quote
Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.Request a restaurant insurance quote
Why choose Mann, Smith & Cummings Insurance, LLC
States we serve
- North Carolina
- South Carolina
Our insurance coverages
Personal insurance coverage
- Builders Risk / Construction
- Collectible Auto
- Identity Fraud
- Mobile Home
- Personal Watercraft
- RV / Motorhome
- Short-Term / Sharing
- Special Event
- Travel Trailer
- Vacant Land
- Valuable Items
Business insurance coverage
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Disability Income
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:Accident Fund, Aetna, AmTrust Financial, Amerisafe Insurance Company, Applied Underwriters, Auto-Owners Insurance Company, Blue Cross Blue Shield, Builders Mutual Insurance Company, Cincinnati Insurance Company, FCCI Insurance Group, Grange Insurance, GuideOne Insurance, Humana, Markel Specialty, Middle Oak, Montgomery Mutual Insurance Company, Oxford Life Insurance Company, Philadelphia Insurance Companies, RPS, The Hartford, United Healthcare, Vindati
Mann, Smith & Cummings Insurance, LLC Reviews
She always goes the extra mile in searching for the best rates and coverage that fits our needs. I highly recommend MCS and have recommended several friends and coworkers over the years
Great insurance company I called told them want I need they researched it found what best suited my businesses needs and great price was a pleasure doing business with them highly recommend MSC Insurance
He has saved my business money and made the transition to our new insurance policies very smooth. I highly recommend them.
Will and Allyson have done a great job of bringing our business onboard and have given us great pricing and better service.