Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Karcher Agency
  • Business
  • Home
  • Auto
  • Life

Karcher Agency

Independent Insurance Agent in Dearborn, MI

About us

Providing security since 1934

At Karcher Agency, we are proud to provide superior customer service to each and every client. Our first goal is to learn what you need for protection, and then find the right policy for those needs at the best value in our markets.

As an independent insurance agency, we represent a hand-picked group of reputable, financially sound insurance companies. This allows us to place your policy with the company offering the best coverage at a competitive price.

Our agency is big enough to get the job done, and small enough to provide the personal service you deserve. Our business hours are 8:30am to 5:00pm weekdays and by appointment after 5:00pm or on Saturdays.

We are committed to:

  • Reducing your insurance costs, and gaps in coverage
  • Analyzing your insurance requirements first from the viewpoint of risk management.
  • Establishing a solid relationship of service and mutual trust with each of our clients.
  • A high standard of excellence in everything that we do

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Karcher Agency

States we serve

  • Michigan

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Accident Fund, Auto-Owners Insurance Company, Beazley Insurance Company, CNA, Chubb, Frankenmuth Mutual Insurance Company, Hagerty, Hartford Steam Boiler, J.C. Taylor, Lexington Insurance Co, Markel Specialty, Middle Oak, Oxford Life Insurance Company, Scottsdale Insurance Company, United States Liab, Vindati

Karcher Agency Reviews

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Customer Reviews

January 21, 2021

GREAT service! Worked through complex difficulties!

RECOMMENDED INSURANCE COMPANY PARTNERS

Karcher Agency

Providing security since 1934

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