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Carlsbad General Insurance Agency
  • Business
  • Home
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Carlsbad General Insurance Agency

Independent Insurance Agent in Carlsbad, CA

About us

Always Searching for Your Best Coverage and Lowest Rates

The Carlsbad General Insurance Agency LLC strives to save customers a minimum of 20% to 25% on their insurance premiums. Our motto is: "Always Searching for Your Best Coverage and Lowest Rates." We have access to multiple insurance companies to achieve our goal. No pressure sales tactics, no carrier production limits. If we can't save you money, we don't expect to earn your business.

We can help you with your Home, Umbrella, Rental Properties as well as insurance for your commercial or in home business from Electricians, Painters, Plumbers, Handyman, Amazon and eBay businesses as well.

Our agency loves helping customers with their policies, no matter how big or small. Please feel free to call and discuss your insurance, or email us a copy of your declarations page if you rather communicate by email.

Personal Lines insurance professionals

Ask me about these types of insurance...

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Our independent insurance agents will find you the right insurance for your farm that covers everything you need.

Request a farm insurance quote

Why choose Carlsbad General Insurance Agency

States we serve

  • California

Our insurance coverages

Personal insurance coverage

  • ATV
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Abram Interstate Insurance Services, Aegis General, Allstate, AmTrust Financial, American Modern, Amica, Arrowhead General Insurance, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Insurance Company, Builders & Tradesmen's Insurance (BTIS), CNA, CSE Insurance Group, Chubb, Diamond State Insurance, ESPORTS, Encompass, Great American Insurance Company, Guard Insurance Group, Hagerty, Hippo Insurance, Hiscox Ins Co Inc., Hudson Insurance Group, K&K Insurance Group, Lexington Insurance Co, Lloyd's, Markel Specialty, MetLife Auto & Home, Middle Oak, National General Insurance (GMAC), National Indemnity Company (NICO), Neptune Flood, Oxford Life Insurance Company, Pacific Specialty, Philadelphia Insurance Companies, Prime Insurance, QBE Insurance Corporation, Scottsdale Insurance Company, Spinnaker Insurance, TAPCO, The Hartford, Tokio Marine HCC, Topa Ins Co, United States Liab, Utica First Insurance Company, Vindati

Carlsbad General Insurance Agency Team

Paul Royko - Owner
Paul Royko
(760) 444-2662
  • CLU

Carlsbad General Insurance Agency Reviews

Average based on 2 reviews Leave a review

Customer Reviews

October 12, 2020

The best customer service I have ever experienced from an insurance agency. Paul saved me a ton of money and was able to answer all my insurance questions. He also gave me great recommendations on the coverage that would be perfect for my business.

November 4, 2019

I talked to four other Trusted Choice agents - all seemed good and decent - but from my first conversation with Paul I knew that he is who I wanted to work with. He found the best company to cover my mom at the best rate. He genuinely seemed to care about my mom and her home. I live 500 miles away from my mom and I 'beamed in' through our security system to watch him visit my mom the day she signed the paperwork. He put the 89 year old lady at ease and was patient and solicitous and in a certain sense, protective. I want that from insurance, and my insurance agent. Really. Call Paul, you will be glad you did.


Carlsbad General Insurance Agency

Always Searching for Your Best Coverage and Lowest Rates

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