Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Carlsbad General Insurance Agency
  • Business
  • Home
  • Auto
  • Life

Carlsbad General Insurance Agency

Independent Insurance Agent in Carlsbad, CA

About us

Always Searching for Your Best Coverage and Lowest Rates

The Carlsbad General Insurance Agency strives to save customers a minimum of 20% to 25% on their insurance premiums. We have access to multiple insurance companies to help save you money on your insurance. No pressure sales tactics. Feel free to call or email us your insurance information.

We can help with your Home, Auto and Umbrella as well as insurance for your business specializing in Insurance for Electricians, Plumbing insurance, & HVAC Insurance.

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Carlsbad General Insurance Agency

States we serve

  • California

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities

Industries we serve

  • Accommodation and Food Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Abram Interstate Insurance Services, Aegis General, Allstate, AmTrust Financial, American Modern, Amica, Arrowhead General Insurance, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Insurance Company, CNA, CSE Insurance Group, Chubb, Diamond State Insurance, ESPORTS, Encompass, Great American Insurance Company, Guard Insurance Group, Hagerty, Hippo Insurance, Hudson Insurance Group, Jewelers Mutual Insurance Company, K&K Insurance Group, Lexington Insurance Co, Lloyd's, Markel Specialty, MetLife Auto & Home, Middle Oak, National General Insurance (GMAC), National Indemnity Company (NICO), Neptune Flood, Oxford Life Insurance Company, Philadelphia Insurance Companies, QBE Insurance Corporation, Scottsdale Insurance Company, Spinnaker Insurance, TAPCO, The Hartford, Tokio Marine HCC, Topa Ins Co, United States Liab, Utica First Insurance Company, Vindati, Zurich North America

Carlsbad General Insurance Agency Team

Paul Royko - Owner
Paul Royko
(760) 444-2662
  • CLU

Carlsbad General Insurance Agency Reviews

Average based on 2 reviews Leave a review

Customer Reviews

October 12, 2020

The best customer service I have ever experienced from an insurance agency. Paul saved me a ton of money and was able to answer all my insurance questions. He also gave me great recommendations on the coverage that would be perfect for my business.

November 4, 2019

I talked to four other Trusted Choice agents - all seemed good and decent - but from my first conversation with Paul I knew that he is who I wanted to work with. He found the best company to cover my mom at the best rate. He genuinely seemed to care about my mom and her home. I live 500 miles away from my mom and I 'beamed in' through our security system to watch him visit my mom the day she signed the paperwork. He put the 89 year old lady at ease and was patient and solicitous and in a certain sense, protective. I want that from insurance, and my insurance agent. Really. Call Paul, you will be glad you did.


Carlsbad General Insurance Agency

Always Searching for Your Best Coverage and Lowest Rates

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