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About us
Insurance questions....? I can help.
My name is Oscar G. Castillo, and I am a licensed insurance producer in the states of Illinois and Wisconsin - having held a valid license since March of 2009. I believe insurance is something we should all have. It can help ease the pain of a financial disaster. After all, Insurance is defined as: the transfer of the possibility of a loss (risk) to an insurance company, which in turn spreads the costs of unexpected losses to many individuals.
Since becoming licensed, I have kept up with the ever-changing insurance industry and I also stay current with all state required continuing education courses. My favorite topic in regards to insurance is, Ethics. Who you choose to help you with your insurance needs will be, more-less, in charge of designing the coverages meant to keep you out of a financial disaster - look for integrity and choose them wisely.
My experience in the insurance industry has taught me that it is not easy for the consumer to receive unbiased information when shopping for insurance. For example: A captive insurance agent represents the insurance company. They are held to certain obligations and restrictions imposed by the insurance company, and usually have only one product to offer. On the other hand, an independent insurance agent typically has a broad range of insurance products to offer, without many restrictions or limitations.
I have established relationships with many insurance carriers and I stay current with their insurance products. I have chosen not to be an insurance agent - as an agents' allegiance is to the insurance companies. As an Independent Insurance Advisor, I provide professional insurance advice and insurance recommendation. My goal is to provide insurance solutions that fit your insurance needs. Similar to an insurance broker, my allegiance is with the consumer - not the insurance companies. I welcome referrals and look forward to providing you a, FREEVIPQUOTE when the time is right for you.
Ask me about these types of insurance...
Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
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Why choose FreeVIPQuote Insurance Agency
States we serve
- Illinois
- Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Disability Income
- Life
- Long Term Care
