Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Downes Insurance Associates Inc
  • Business
  • Home
  • Auto
  • Life

Independent Insurance Agent in Milford, DE

Downes Insurance Associates Inc

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Milford, DE
Founded in 1991

About us

Providing You With Insurance Options That Are Unique To Your Needs


We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Established in 1991 Downes Insurance Associates has grown to become a full service mutliline company. The agency serves over 2500 clients in Delaware and Maryland by providing all lines of insurance products offered by some of the top carriers in the country.

Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you.
Use any of our convenient forms located on our website for policy service directly from your home or office. As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent.


WE STAND BY OUR OUR MOTTO : "OUR POLICIES COME WITH AN AGENT"

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

Request a life insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Downes Insurance Associates Inc

States we serve

  • Delaware
  • Maryland
  • Pennsylvania

Our insurance coverages

Personal insurance coverage
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Disability Income
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:
Aegis General, Aegis Security Insurance, American Modern, Hagerty, Johnson & Johnson Insurance, Markel Specialty, Transamerica, Universal Property & Casualty Insurance, Windsor-Mount Joy Mutual

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RECOMMENDED INSURANCE COMPANY PARTNERS

Downes Insurance Associates Inc

Providing You With Insurance Options That Are Unique To Your Needs

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