Agency website
About us
Your partner for innovative solutions in business and in life
Arroyo Insurance Services was created in 1986 by a group of independent agents with decades of combined experience in the insurance industry. We continue to share the common goal of developing a hands-on business where we can personally understand and respond to the needs of our clients. We feel it is important to guarantee each client superior service. From the beginning, Arroyo Insurance Services had enjoyed steady growth, and today we are recognized as one of the leading client-oriented and independently owned agencies in California. Arroyo Insurance Services is dedicated to providing you with the best risk management services available at the most competitive premiums.
What our clients are saying
"Justin has been tremendous help in the start of our business. We are beyond grateful and can not thank him enough for the excellent work and reccomendations he has given us and continuea to provide to us. Justin, as well as Sarah and Bob have been there from the very beginning to aid us in having a streamline process & getting just what we need. From, DMV/CHP programs. As well as with DOT regulations. They where instrumental in finding us a reasonable rate insurance that covers our every need with our Government contract for our Trucking Company. While thorough, they made our experience quick and easy. With their in-depth knowledge of what my company requires, we couldn't be happier. Our partnership with Arroyo/Knauf Insurance Services are and will continue to be a important factor in the growth of our business. We would strongly recommend you use this agency and Ask for Justin Debine. We can not Thank them enough & look forward to a long relationship. S.E.D. Transportation LLC "
"My agent is Julie Balla. She has been my Arroyo agent for 10 years. She has always gone above and beyond for my insurance needs. I have a teenager getting ready to drive and she has been so helpful with information about driver ed courses to everything i can expect insurance wise. She is a true professional and extremely knowledgeable. Arroyo will always have my business. Julie and Arroyo are Awesome!!! Thank you for all you do! Paul Garcia"
"My husband and I initially moved all of our policies to Arroyo when we got married. I didn't realize how wonderful customer service could be when dealing with an insurance company until that point. Julie Balla has been everything you could possible ask for in an agent - knowledgeable, quick to respond to questions and eager to get the best coverage for the most reasonable price. I can't say enough good things about my experience with this company and this agent."
"3 years ago-I needed to find a good life insurance, auto insurance and workers compensation insurance. So I started searching for a trustworthy company on the Internet, but one of my friends that has used the services of Arroyo Ins Eagle Rock, CA, gave me their contact information. But I wanted to know more about them before I called. And my friend told me that they found a great homeowners insurance package for him, and after he told me all the details, I did not hesitate to call. Thank you for professional and personal assistance. You did help me get exactly what I needed at the price range I asked for. Keep it up!"
"Justin DiBene and his staff will have my business for life. I wouldn't want anyone else handling our affairs. The service and knowledge are top notch and stellar. I highly recommend them!"
"The staff at Arroyo is professional and personable. They provided me with an excellent company who supplies great service and pricing for my insurance needs"
"Great company to do business with. Justin got me a better policy for a lower rate than I was paying before. He walked me through everything and made the transition seamless. Thanks Again!"
"Great service. Reactive people."
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Personal and Commercial Lines insurance experts
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request a umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteWhy choose Arroyo/Knauf Insurance Services
States we serve
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- DC
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Our insurance coverages
Personal insurance coverage
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Home
- Landlord
- Motorcycle
- Personal Watercraft
- Renters
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Employment Practices Liability
- General Liability
- Inland Marine
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, AmTrust Financial, Berkshire Hathaway GUARD Insurance Company, CNA, CSE Insurance Group, Chubb, Employers Compensation Insurance Company, Encompass, Fidelity National Insurance Company, Firemans Fund Ins, Great American Insurance Company, K&K Insurance Group, Lloyd's, Markel Specialty, Mercer Insurance Group, National General Insurance (GMAC), Philadelphia Insurance Companies, RPS, Republic F&C Insurance Company, Scottsdale Insurance Company, The Hartford, US Assure, Vindati, Zenith Insurance Company, Zurich North AmericaArroyo/Knauf Insurance Services Team
Arroyo/Knauf Insurance Services Reviews
Customer Reviews
Justin has been tremendous help in the start of our business. We are beyond grateful and can not thank him enough for the excellent work and reccomendations he has given us and continuea to provide to us. Justin, as well as Sarah and Bob have been there from the very beginning to aid us in having a streamline process & getting just what we need. From, DMV/CHP programs. As well as with DOT regulations. They where instrumental in finding us a reasonable rate insurance that covers our every need with our Government contract for our Trucking Company. While thorough, they made our experience quick and easy. With their in-depth knowledge of what my company requires, we couldn't be happier. Our partnership with Arroyo/Knauf Insurance Services are and will continue to be a important factor in the growth of our business. We would strongly recommend you use this agency and Ask for Justin Debine. We can not Thank them enough & look forward to a long relationship. S.E.D. Transportation LLC
My agent is Julie Balla. She has been my Arroyo agent for 10 years. She has always gone above and beyond for my insurance needs. I have a teenager getting ready to drive and she has been so helpful with information about driver ed courses to everything i can expect insurance wise. She is a true professional and extremely knowledgeable. Arroyo will always have my business. Julie and Arroyo are Awesome!!! Thank you for all you do! Paul Garcia
My husband and I initially moved all of our policies to Arroyo when we got married. I didn't realize how wonderful customer service could be when dealing with an insurance company until that point. Julie Balla has been everything you could possible ask for in an agent - knowledgeable, quick to respond to questions and eager to get the best coverage for the most reasonable price. I can't say enough good things about my experience with this company and this agent.
3 years ago-I needed to find a good life insurance, auto insurance and workers compensation insurance. So I started searching for a trustworthy company on the Internet, but one of my friends that has used the services of Arroyo Ins Eagle Rock, CA, gave me their contact information. But I wanted to know more about them before I called. And my friend told me that they found a great homeowners insurance package for him, and after he told me all the details, I did not hesitate to call. Thank you for professional and personal assistance. You did help me get exactly what I needed at the price range I asked for. Keep it up!
Justin DiBene and his staff will have my business for life. I wouldn't want anyone else handling our affairs. The service and knowledge are top notch and stellar. I highly recommend them!
The staff at Arroyo is professional and personable. They provided me with an excellent company who supplies great service and pricing for my insurance needs
Great company to do business with. Justin got me a better policy for a lower rate than I was paying before. He walked me through everything and made the transition seamless. Thanks Again!
Great service. Reactive people.
