Expert agency specializing in writing niches insurance with higher degree of expertise than other agencies in the area. SPECIALIST - CHILD CARE AND EARLY EDUCATION CENTERS
Business Risk Management Inc
  • Business

Independent Insurance Agent in Raleigh, NC

Business Risk Management Inc

About us

Over 35 Years of Experience


At Business Risk Management Inc. we know every business client by first name. I know each of our client's business and that is critical to protect them.

I have (40) years of Business Insurance and Risk Management experience. Clients hire me because they want a long-term personal relationship they can rely on for advice.

I have consulted on site over 700 disasters countrywide. I have walked through the destructive damages from hurricanes Michael and Florence. I know how a recovery should proceed after a disaster. This experience brings added value to our clients. Most often the fate of a business recovery is in the hands of someone the owner has never met before but not our clients!

My strengths are listening, caring and paying attention to the details. We operate with Christian Values in mind.

Gary Sephton



Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Business Risk Management Inc

States we serve

  • Florida
  • North Carolina

Our insurance coverages

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Arts, Entertainment, and Recreation
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:
AIG Insurance Company, CNA, Chubb, Philadelphia Insurance Companies, RPS, Scottsdale Insurance Company, The Hartford, Transamerica, Vindati, Zenith Insurance Company, Zurich North America

Business Risk Management Inc Team

Gary Sephton
Gary Sephton

Business Risk Management Inc Reviews

Average based on 10 reviews Leave a review
Customer Reviews
June 23, 2021

Gary's expertise coupled with his comprehensive assessment of my property were exceptional and provided the peace of mind I needed to endure this personal disaster. Gary's insight, compassion and sense of humor enabled me to persevere through the extensive process. I simply cannot imagine enduring this experience without Gary's invaluable assistance. I feel extremely fortunate, under these circumstances, to have had the opportunity to benefit from his experience and perspective and would only hope that others in a similar situation could also benefit from his expertise.

June 23, 2021

Gary and his team provide a level of service that goes above and beyond what I have seen other agencies provide. His knowledge of the market and his personal commitment to us as a client are benefits that make Business Risk Management different.

June 23, 2021

Business Risk Management has helped me with my business insurance needs for the past three years. I have been very satisfied with their knowledgeable and personal service. They go the extra mile to make sure you have the right coverage for the right price.

June 23, 2021

Mr. Sephton has always given me the best service and most professionalism , I would highly recommend him for the sevices you need.

March 26, 2021

Very nice people and have a great service.

March 25, 2021

You're great!

October 24, 2019

Mr. Sephton has always given me the best service and most professionalism , I would highly recommend him for the sevices you need.

October 24, 2019

Business Risk Management has helped me with my business insurance needs for the past three years. I have been very satisfied with their knowledgeable and personal service. They go the extra mile to make sure you have the right coverage for the right price.

October 24, 2019

I cannot tell you what we would have done without Gary. When our insurance carrier dropped our companys insurance because we are too close to the water, he came through with a policy from another carrier. He must have pulled some serious strings. Gary is committed, sincere, and I cant think of a better person to handle our account.

October 24, 2019

Gary and his team provide a level of service that goes above and beyond what I have seen other agencies provide. His knowledge of the market and his personal commitment to us as a client are benefits that make Business Risk Management different.

RECOMMENDED INSURANCE COMPANY PARTNERS

Business Risk Management Inc

Over 35 Years of Experience

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