Independent Insurance Agent in Raleigh, NC

Business Risk Management Inc.

Recommended Agency
  • Life
  • Business
Founded in 1990

About Us

Over 35 Years of Experience

At Business Risk Management Inc. we know every business client by first name. I know each of our client's business and that is critical to protect them.

I have (40) years of Business Insurance and Risk Management experience. Clients hire me because they want a long-term personal relationship they can rely on for advice.

I have consulted on over 650 disasters countrywide. I have walked through the destructive damages from hurricanes Michael and Florence. I know how a recovery should proceed after a disaster. This experience brings added value to our clients. Most often the fate of a business recovery is in the hands of someone the owner has never met before.

My strengths are listening, caring and paying attention to the details. We operate with Christian Values in mind.

Gary Sephton

Ask me about these types of insurance

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

A workers' compensation insurance policy will cover the majority of injuries that arise from work-related duties.

Request a workers' compensation insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

E&O insurance is a type of liability insurance that will help pay for any damages a professional error may cause.

Request a errors and omissions quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

What People Are Saying

States Served

North Carolina

Commercial Insurance

  • Bonds
  • Builders Risk
  • Business Owners / Package
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors and Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella/Excess
  • Workers Compensation

Life Insurance

  • Annuities
  • Life


  • Accommodation and Food Services
  • Arts, Entertainment, and Recreation
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Wholesale Trade

Companies We Work With

  • AIG
  • CNA
  • Chubb
  • Hanover Insurance Group
  • Hiscox Ins Co Inc.
  • Liberty Mutual
  • Markel FirstComp
  • Ohio Casualty Insurance Co
  • Philadelphia Insurance Companies
  • Scottsdale Insurance Co
  • Selective
  • The Hartford
  • Transamerica
  • Travelers
  • Zenith Insurance Company
  • Zurich America Insurance Co

Business Risk Management Inc. Team

Gary Sephton - Chief Risk Officer
Gary Sephton
Chief Risk Officer

Business Risk Management Inc. Reviews

Average based on 4 reviews Leave a review
Customer Reviews
October 24, 2019

Mr. Sephton has always given me the best service and most professionalism , I would highly recommend him for the sevices you need.

October 24, 2019

Business Risk Management has helped me with my business insurance needs for the past three years. I have been very satisfied with their knowledgeable and personal service. They go the extra mile to make sure you have the right coverage for the right price.

October 24, 2019

I cannot tell you what we would have done without Gary. When our insurance carrier dropped our companys insurance because we are too close to the water, he came through with a policy from another carrier. He must have pulled some serious strings. Gary is committed, sincere, and I cant think of a better person to handle our account.

October 24, 2019

Gary and his team provide a level of service that goes above and beyond what I have seen other agencies provide. His knowledge of the market and his personal commitment to us as a client are benefits that make Business Risk Management different.

More Information About Us

Business Risk Management Inc. Request a Quote