Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Horan Companies, Inc.
  • Business
  • Home
  • Auto

Independent Insurance Agent in Baldwinsville, NY

Horan Companies, Inc.

About us

Your Entire Solution

We are:

  • Independent Agents
  • A valued part of the community
  • Always fine-tuning our skills
  • Motivated by your satisfaction
  • Relationship driven

We provide:

  • ​A consultative approach
  • Multiple coverage options
  • Auto, Home, & Business insurance
  • Smiles



Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Horan Companies, Inc.

States we serve

  • New York

Our insurance coverages

Personal insurance coverage
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Condo
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Renters
  • Snowmobile
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Arts, Entertainment, and Recreation
  • Finance and Insurance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:
Erie Insurance Company, AmTrust Financial, ShelterPoint

Horan Companies, Inc. Team

Steven Ladd - Agent
Steven Ladd
Agent
Sandy Lamb - Personal Lines Sales Executive
Sandy Lamb
Personal Lines Sales Executive
(315) 635-2095

Horan Companies, Inc. Reviews

Average based on 9 reviews Leave a review
Customer Reviews
September 7, 2021

The representative was very helpful and informative. He worked diligently on developing the insurance contract that met the groups needs.

June 23, 2021

From the very start, Steve Ladd was very attentive to my needs for auto insurance and renters insurance. Went over my current policy that I had with a different agent to be sure he was getting my quotes for the same coverage, and explained everything to me in detail. Steve found me the best possible price for my auto and renters insurance about 5 years ago (I think) and I have been with Horan ever since. When I've traded cars and/or moved all I've had to do is call Steve (or one of his assistants) give them the information and I would know right then and there how much my changes were going to cost me. Updated policy cards were out to me / or to the car dealer within hours. Very happy with the service and prices with Horan/Steve and have handed out his business cards to many!

June 23, 2021

The Horan company staff is so experienced at personal customer service. I can call , or Email a request and my service is usually completed immediately , or they take my request and call me back in a few minutes to advise my request is complete. I receive friendly emails to remind me of automatic changes or make suggestions that they think I may be interested to make, to save money, or are in my best interest. I am very pleased with all interactions I have with Steve Ladd or his team. Thank you for everything!

June 23, 2021

I am always getting help when I need it and immediately. Everyone in this office is very kind and efficient, always professional and receptive to all my questions. Thank you so much for all your help.

June 23, 2021

You are always available to answer questions within a 24 hour period or less and you are always willing to answer questions asked and will find the answer when needed.

June 23, 2021

I had so many questions regarding insurance for my new business, primarily Workers Comp. Steven answered my questions thoroughly. He's very knowledgeable and I feel confident that the policy he set us up with covers us adequately, avoiding WCB fines and penalties.

June 23, 2021

It's the customer service, and the way you guys actually take the time to do stuff and how you make us feel. I've never been made to feel like I'm "just a replaceable customer" Sandy spends a lot of time trying to make things happen many companies will dismiss you and say there's nothing they can do just because of the time it'll take if that makes sense...

June 23, 2021

It's the customer service, and the way you guys actually take the time to do stuff and how you make us feel. I've never been made to feel like I'm "just a replaceable customer" Sandy spends a lot of time trying to make things happen many companies will dismiss you and say there's nothing they can do just because of the time it'll take if that makes sense...

April 27, 2020

Steve is awesome! He always is available to help or answer questions, even on short notice...and he sends very informative /funny emails about upcoming events that could impact your belongings that are insured! He is the best!!

RECOMMENDED INSURANCE COMPANY PARTNERS

Horan Companies, Inc.

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