Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Horan Companies, Inc.
  • Business
  • Home
  • Auto

Horan Companies, Inc.

Independent Insurance Agent in Baldwinsville, NY

About us

Your Entire Solution

I need insurance for:

We get it, no one printed insurance coverage on the back of your birth certificate. If restaurant insurance is what you need to open, we've got you. If homeowners insurance is what you need to close on your new house, we've got you! If worker's compensation insurance or disability insurance is required so you can hire, we've got you! No current insurance is not a problem for us!

How can I save money on my insurance?

Here at the Horan insurance agency, it is a question that we are asked by prospective clients​ every single day. Paying more than you have to for your insurance is not suitable for personal or business finances. Yet, how can you be sure that saving money doesn't happen due to having removed essential insurance coverage? The factors that went into creating your existing policies might not be the same today. You can take comfort in knowing that our team will thoroughly review everything with you. Your uniqueness has more to do with your rate and coverage than you could imagine, and we have a successful history of finding a happy medium!

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Horan Companies, Inc.

States we serve

  • New York

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Condo
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Snowmobile
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Construction
  • Educational Services
  • Finance and Insurance
  • Information
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing

Recommended insurance company partners

Other companies we work with:

AmTrust Financial, Erie Insurance Company, ShelterPoint

Horan Companies, Inc. Team

Steven Ladd - Insurance Professional
Steven Ladd
Insurance Professional
(315) 635-2095 LinkedIn Profile
  • CIC
Sandy Lamb - Personal Lines Sales Executive
Sandy Lamb
Personal Lines Sales Executive
(315) 635-2095
Michele Scott - Insurance Professional
Michele Scott
Insurance Professional
Sean Becker - Insurance Professional
Sean Becker
Insurance Professional
  • CIC

Horan Companies, Inc. Reviews

Average based on 16 reviews Leave a review

Customer Reviews

June 7, 2023

Hi, Steve! You guys have been my insurance providers for my home, and my business policy for quite a few years now. I've only needed you once -- a couple of winters ago when I had storm damage on my siding and had to have it replaced. As it turned out, my old siding was out of manufacture and no longer made. THANKS TO THAT RIDER you suggested on the policy, when they couldn't match the old siding, the insurance company paid up to $10,000 to replace the siding on the rest of the house, to match the new siding. THAT was a real life saver. Couldn't thank you enough for that recommendation. I wouldn't have thought of it on my own. THAT was a home run. THANKS again! Have a great day!

March 28, 2023

I really liked the video presentation of my insurance quote. Being able to go back and replay multiple times made it much easier to compare to my existing policies and aid my decision making.

March 7, 2023

I have been with Horan Companies for many years. They have always made us feel important and provided excellent service. From the moment they answer the phone they are polite, friendly and professional. I wouldn't take my business anywhere else.

April 21, 2022

Demonstrated due diligence to understanding my needs by asking for pertinent information, before sourcing a relevant solution; i.e. not a Big-Box Store, one-size-fits-all approach. Inspired confidence via utmost professionalism, without any sales-pressure. Client satisfaction is definitely a priority.

January 12, 2022

Sean and Jeremy are always welcoming, kind, helpful, and for me especially important, Patient! A couple of years ago, Sean gently steered me towards changing my retirement financial advisement firm from an 800 number where I spoke with strangers, to Horan. It feels good to know I can get help from "home." Jeremy came into the fold perhaps around the same time I did? He always takes his time to help me over the phone, I never feel rushed when I need to call. Sandy helped me get discounted on my homeowner's and auto insurances. She is also readily available whenever I call and always helpful and kind. I just love being watched over by you all!

November 12, 2021


October 27, 2021

Decided to re-shop my auto and renter's insurance to see if I could get a better rate.. Was pleased that I received quotes for both in a very timely fashion. A suggestion was made that if I increased my Comp deductible I could save a little more from original quote given and was told what the new premium would be if I did. The decision was totally left up to me as to what I wanted to do with no pressure. Decided to make the change to Comp deductible along with one other change. Both changes were made same day I requested them and was advised of the new total premium.

September 7, 2021

The representative was very helpful and informative. He worked diligently on developing the insurance contract that met the groups needs.

June 23, 2021

I had so many questions regarding insurance for my new business, primarily Workers Comp. Steven answered my questions thoroughly. He's very knowledgeable and I feel confident that the policy he set us up with covers us adequately, avoiding WCB fines and penalties.

June 23, 2021

You are always available to answer questions within a 24 hour period or less and you are always willing to answer questions asked and will find the answer when needed.


Horan Companies, Inc.

Your Entire Solution

Request Quote