Commonwealth Underwriters, Ltd. Insurance Company Review 2025

Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.
Commonwealth Underwriters, Ltd. Insurance Company at a Glance
1.5 Stars
We award Commonwealth Underwriters, Ltd. a final rating of 1.5 out of 5 stars. The insurance company has a high rating from AM Best; however, it is not rated or accredited by the Better Business Bureau.
Commonwealth Underwriters, Ltd. was founded in 1994, giving the carrier just over three decades of experience in the insurance industry. The company's headquarters are in Richmond, VA. The carrier offers several products under personal and commercial lines. However, the carrier's official website does not provide any specific information about its coverage without logging in.
Customer feedback seems to be scarce as well, which makes it even harder to evaluate the carrier's coverage. Overall, we recommend looking into several options with the help of an independent insurance agent to be your next trusted carrier. You may want to skip Commonwealth Underwriters, Ltd.
Commonwealth Underwriters, Ltd. Pros and Cons:
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To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.
Commonwealth Underwriters, Ltd. Insurance Products by Type
Here's an overview of the products offered by Commonwealth Underwriters, Ltd.
- General liability insurance
- Non-profit insurance
- Professional lines insurance
- Commercial property insurance
- Transportation insurance
- Personal lines insurance
Commonwealth Underwriters, Ltd. Business Insurance Average Prices
Commonwealth Underwriters, Ltd. does not make its average business insurance rates readily available online without requesting a quote. However, an independent insurance agent can help you find specific quotes for the exact amount of business insurance you need and also compare quotes from multiple carriers for you. You can get a better idea of how much a commercial insurance policy might cost you by using our business insurance calculator.
What Discounts Does Commonwealth Underwriters, Ltd. Offer?
Commonwealth Underwriters, Ltd. does not make information about its specific discounts readily available. However, an independent insurance agent can help find these details for you. Independent insurance agents work hard to find you the most affordable coverage that provides all the protection you need.
Commonwealth Underwriters, Ltd. Customer Service
Here's a breakdown of Commonwealth Underwriters, Ltd.'s customer service options and availability.
- Phone
- Fax
- Online claims reporting
- The main customer service phone department's hours are not specified.
| Days | Hours | ||
| NOT SPECIFIED | NOT SPECIFIED |
To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.
Commonwealth Underwriters, Ltd. Insurance FAQs
Commonwealth Underwriters, Ltd. does not specify a claims response time frame.
Commonwealth Underwriters, Ltd. does not specify its phone department's contact hours. Online claims reporting is available.
Commonwealth Underwriters, Ltd. does not provide much information about its claims process beyond how to file. For further assistance with claims, an independent insurance agent can be a great ally. Independent insurance agents can file claims for you, as well as keep you updated through every step of the process.
Commonwealth Underwriters, Ltd.'s official website would benefit from adding more details about the carrier's availability, claims response time frame, and claims process. The carrier also does not provide any information about its discounts, and virtually no information about its coverage without a login and password.
Commonwealth Underwriters, Ltd.'s official website does not provide much information about its coverage, aside from offering coverage applications. An independent insurance agent can help you find out more information about Commonwealth Underwriters, Ltd.'s property insurance and other products.
Commonwealth Underwriters, Ltd. has a high rating from AM Best and offers several coverage options through both personal and commercial lines. However, it's difficult to find customer feedback about the carrier, which makes it tough to declare it a good insurance company. The carrier is also not currently rated or accredited by the BBB.
Commonwealth Underwriters, Ltd.'s insurance products may be right for professionals and commercial insurance customers in need of coverage for hard-to-place risks that are not available in the standard market. Coverage availability likely varies by location.
https://www.commund.com/
https://news.ambest.com/newscontent.aspx?refnum=231956&altsrc=23
https://www.bbb.org/us/va/richmond/profile/insurance-services-office/commonwealth-underwriters-ltd-0603-63403011
