Global Atlantic Financial Group Review 2025

Global Atlantic Financial Group sells several kinds of annuities nationwide. The carrier no longer sells life insurance products.
Christine Lacagnina Written by Christine Lacagnina
Christine Lacagnina
Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.

Reviewed by Cara Carlone
Reviewed by Cara Carlone

Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.

Updated

Trusted Choice's Global Atlantic Financial Group Score

2.5 Stars


We award Global Atlantic Financial Group a final rating of 2.5 out of 5 stars. The insurance company’s coverage is offered in all 50 states, and it has excellent ratings through AM Best and the Better Business Bureau (BBB). However, the carrier is not BBB-accredited and has had several customer complaints filed through it within recent years. The carrier also loses points because it no longer sells life insurance products and now focuses on just annuities.

Global Atlantic was founded at Goldman Sachs in 2004 and separated as an independent, privately held company in 2013. In February 2021, KKR, a global investment firm, acquired a majority ownership stake in Global Atlantic, which operates as a subsidiary and standalone business. Global Atlantic is a privately held firm.

Global Atlantic Financial Group falters in its customer service availability and outdated claims and application process. While personal service is nice, wading through clunky phone prompts and limited availability of claims information can make asking a simple question or filing a claim frustrating for customers. Overall, we suggest looking into other options for annuities and life insurance with the help of your independent insurance agent.

Global Atlantic Financial Group Pros and Cons:

Pros: Cons:
A majority-owned subsidiary of the KKR public company
Not BBB-accredited
Offers a variety of annuities for individual and institutional clients
No claims process information provided
“A” (excellent) rating by AM Best
No online claims reporting
“A-” (excellent) rating by the Better Business Bureau (BBB)
No longer sells life insurance products
Network of independent insurance agents
Negative customer feedback and complaints

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

Global Atlantic Financial Group Insurance Products by Type

Global Atlantic offers a variety of annuities for individuals and businesses. It no longer sells life insurance. The carrier's products include:

Annuities:

  • Variable annuities
  • Hybrid fixed annuities
  • Registered index-linked annuities (RILA)

Global Atlantic Financial Group Annuities Average Prices

Global Atlantic Financial Group does not make information about its average annuity rates readily available. An independent insurance agent can help you obtain quotes from Global Atlantic Financial Group.

What Discounts Does Global Atlantic Financial Group Offer?

Global Atlantic Financial Group does not publish information about its specific discounts. An independent insurance agent can provide better cost-saving information and premium quotes for coverage through Global Atlantic Financial Group. When it comes to coverage, independent insurance agents work hard to help get you the most for your money.

Global Atlantic Financial Group Customer Service

Global Atlantic allows customers to file claims over the phone, Monday through Friday, during business hours. The carrier provides the following customer service options and availability:

  • Phone 
  • Email

The customer service phone department has the following hour restrictions:



Days Hours (CST)


Monday - Friday 7:30 a.m. - 5:00 p.m.


Saturday CLOSED


Sunday CLOSED

The best way to handle your customer service needs is to work with an independent insurance agent. These agents help make customer service easier for you by handling claims and other concerns.

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Global Atlantic Financial Group Insurance FAQs

Global Atlantic Financial Group does not provide information about its claim response time frame. The carrier provides information about how to file, but not about its claims process.

For its life insurance customers, Global Atlantic Financial Group offers claims reporting over the phone Monday through Friday during business hours. The phone line for customer service issues is available during generous hours, Monday through Friday.

Global Atlantic Financial Group publishes little information about its claims process. Existing life insurance customers who need to file a claim must call customer service at 877-462-8992 and follow the prompts to reach the claims department.

Global Atlantic Financial Group’s official website is easy to navigate, but it contains limited information on the carrier's products or services. The website offers detailed explanations and videos about certain types of life insurance products and how they can be beneficial. Detailed information and quotes are best obtained by speaking with an independent insurance agent or calling the company directly. 

Certain useful forms are also available online. The carrier has a limited presence on social media, only on Facebook and LinkedIn. Overall, Global Atlantic Financial Group falls short in the user-friendliness department.

Global Atlantic Financial Group no longer sells life insurance. The carrier only sells annuities now. However, existing life insurance customers can still access their coverage.

Global Atlantic Financial Group is a relatively new life insurance company, but it has received high ratings from AM Best and the BBB. It is a financially strong company with an experienced leadership. Its strength may be further bolstered by its recent acquisition by KKR.

Accordia Life and Annuity Co. and Forethought Life Insurance Co. are subsidiaries of Global Atlantic Financial Group Limited. Accordia issues indexed universal life insurance. 

Forethought issues whole life insurance policies for funeral expenses through funeral homes. The products are all marketed under the Global Atlantic brand. Customer reviews are hard to come by for the Global Atlantic Brand, but there are several BBB complaints for the affiliate companies.

Global Atlantic Financial Group's insurance products may be right for individuals or professionals in search of annuities. Coverage is available nationwide.

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https://www.globalatlantic.com

https://www.bbb.org/us/in/indianapolis/profile/insurance-companies/global-atlantic-financial-group-0382-7000523

https://news.ambest.com/newscontent.aspx?refnum=260256&altsrc=23

https://www.nerdwallet.com/p/reviews/insurance/accordia-life-insurance