Midwest Employers Casualty Review 2025
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She covers topics ranging from car insurance to healthcare costs.
Reviewed by
Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.
Midwest Employers Casualty Final Score
2.5 Stars
Founded in 1986, Midwest Employers Casualty (MEC) has more than three decades of experience in the insurance industry. The carrier, MEC, is a W.R. Berkley company and is headquartered in Chesterfield, Missouri.
MEC is a leading excess workers' compensation insurance provider offering customized solutions for individual employers, groups, and captive insurance companies nationwide. It distributes its products through retail and wholesale agents across the country.
Midwest Employers Casualty is a member of W. R. Berkley Corporation, a Fortune 500 company that is listed on the New York Stock Exchange (WRB) and is part of the S&P 500. W. R. Berkley Corporation’s insurance company subsidiaries are rated "A+" (Superior) by AM Best.
We award Midwest Employers Casualty a final rating of 2.5 out of 5 stars. MEC is a Berkley company, and Berkley itself is highly rated by AM Best. However, the company does not provide much detail about its coverage, discounts, or claims processing without going through an agent, making comparisons to other similar companies difficult.
Overall, we recommend working with an independent insurance agent to find the best workers' compensation insurance carrier for your needs.
Midwest Employers Casualty Pros and Cons
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Midwest Employers Casualty Products
MEC specializes in excess workers' compensation insurance.
Your independent insurance agent can help you find more information about MEC's products and capabilities, and help you decide if this insurance company is right for you.
In addition, you can use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage requirements and get connected to an agent near you.
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What Discounts Does Midwest Employers Casualty Offer?
MEC does not provide details about specific discounts or savings opportunities. However, an independent insurance agent can help you find ways to save on your workers' compensation premiums.
Midwest Employers Casualty Customer Service
Here's a breakdown of MEC's customer service options and availability.
- Phone contact option
- Fax contact option
- Snail mail contact option
- Email contact option
- 24-hour phone claims reporting
- Customer service hours restricted to Monday - Friday, 8:00 am - 4:00 pm CT
To ensure a great customer service experience, work with an independent insurance agent.
Midwest Employers Casualty FAQs
MEC does not offer a claims response time frame promise.
MEC's customer service hours restricted to Monday - Friday, 8:00 am - 4:00 pm CT. Inquiries can also be made at any time using an online fillable form.
MEC does not provide much detail about its claims process beyond how to file. However, an independent insurance agent can file claims for you, and keep you updated every step of the way.
MEC provides a somewhat user-friendly experience for customers. The carrier's public website is clear and easy to navigate, but is lacking in comprehensive information about the company and its products and services.
MEC does not provide much detail about its excess workers' compensation coverage without going through an agent. The carrier offers excess workers' comp for individual employers as well as groups and insurance companies. An independent insurance agent can help you find more information about MEC's coverage.
MEC has a very strong and reputable parent company. However, it's difficult to find a lot of details or customer feedback about the carrier.
https://www.mecasualty.com