SageSure Insurance Company Review 2025
Written by
Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Trusted Choice's SageSure Insurance Score
2 Stars
We award SageSure Insurance Managers a final rating of 2 out of 5 stars. The insurance company is fairly young, with about 16 years' of experience in the industry. SageSure is an MGU, rather than an insurance carrier, and therefore is not rated by agencies like AM Best or Demotech. Instead, it distributes and manages policies through partner insurance carriers that hold their own financial strength ratings. SageSure is accredited by the Better Business Bureau (BBB).
Customer feedback for SageSure is quite mixed. The company offers a limited range of products, focusing primarily on homeowners and business owners policies—specifically HO3, HO5, DP3, BOP, earthquake, and flood insurance. However, their extended customer service hours and 24/7 claims reporting are notable advantages.
Overall, we recommend working together with an independent insurance agent to survey several options to be your next trusted carrier. You might want to skip looking into SageSure if consistently positive customer feedback and several coverage options are important to you.
Key Takeaways
- Founded in 2009
- Coverage available in 16 states
- Offers personal and business coverage
- SageSure is a Managing General Underwriter (MGU), rather than an insurance carrier, and therefore is not rated by agencies like AM Best or Demotech.
- Rated A+ by the Better Business Bureau (BBB) and accredited.
SageSure Pros and Cons
| Pros: | Cons: | ||||
|---|---|---|---|---|---|
|
|
||||
|
|
||||
|
|
||||
|
To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.
What Type of Insurance Does SageSure Offer?
Here's an overview of the products offered by SageSure.
- Homeowners insurance
- Dwelling fire insurance
- Business owners insurance
- Earthquake insurance
- Flood insurance
Your independent insurance agent can help you find more information about the coverages offered by SageSure Insurance, and help you decide if this insurance company is right for you.
What to Know about SageSure
Founded in 2009, SageSure focuses on providing homeowners insurance and business owners insurance in 16 states across the US. The MGU was established to provide property insurance in catastrophe-prone states.
SageSure claims to have more than 850,000 policyholders, who are served through its network of partnering agents and brokers. As an MGU, SageSure is responsible for binding coverage and primarily controls underwriting, pricing, and claims.
SageSure has over 1,300 employees. SageSure is an MGU, rather than an insurance carrier, and therefore is not rated by agencies like AM Best or Demotech. Instead, it distributes and manages policies through partner insurance carriers that hold their own financial strength ratings. However, SageSure is rated A+ by the BBB, indicating high responsiveness and customer interaction, and is accredited by the organization.
What Discounts Does SageSure Offer?
SageSure advertises that they have discounts available, but they do not detail these specific discounts. To find out more information, work with an independent insurance agent. Independent insurance agents can scout out any discounts you qualify for on coverage from any carrier.
Find The Right Company Today.
Shopping for a company? We have the right one for you.
SageSure Customer Service
Check out a breakdown of SageSure's customer service options and availability.
- Snail mail contact option
- Phone contact option
- Online bill pay
- 24/7 claims reporting
- Customer service department has the following hours
| Days | Hours (EST) | ||
| Monday-Friday | 8 am - 9 pm | ||
| Saturday | 10 am - 3 pm | ||
| Sunday | CLOSED |
To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.
SageSure FAQs
SageSure makes contact by email and text within 10 minutes of a claim being filed, and by phone the same day.
SageSure is available by phone at extended hours during the week, and also on Saturdays. The MGU can also be reached by email or snail mail.
SageSure instructs customers on how to file claims, but does not outline a specific claims process.
SageSure offers extended customer service hours and has a social media presence, which makes them more accessible to customers.
SageSure's official website describes their HO-3 homeowners insurance policies as follows.
"Our HO-3 homeowners policy protects your home and belongings from a broad range of risks, including weather, fire, theft, vandalism and pretty much everything in between. Unless your policy explicitly excludes an event, you’re covered. The policy also provides liability coverage, so you’re protected should you, a family member, or a pet accidentally injure someone or damage their property."
SageSure is a newer company, with only about 16 years of experience behind them. The MGU is accredited by the BBB. SageSure had a few complaints filed against them through the BBB, but these complaints are no longer listed and were likely removed due to remediation.
https://www.sagesure.com/
https://www.bbb.org/us/fl/tallahassee/profile/insurance-agency/sagesure-insurance-managers-0403-235967404/customer-reviews
https://www.linkedin.com/company/sagesure/about/
https://clearsurance.com/insurance-reviews/sagesure-5d4ad2797637a743b504cf9b