USA Coverage Review 2025

USA Coverage helps insurance customers get matched to the right insurance company.
Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She covers topics ranging from car insurance to healthcare costs.

Reviewed by Cara Carlone
Reviewed by Cara Carlone

Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.

Updated

USA Coverage Final Score

3 Stars


USA Coverage is a conglomerate marketer of some of the best insurance companies in the country. The website focuses on providers of life insurance, auto insurance, health insurance, and home insurance. The company's mission is to provide customers with the right carrier match and the best possible coverage for them, instead of favoring one specific insurance company.

USA Coverage researches insurance carriers across the nation and helps those in need of coverage by taking the hard work out of the shopping and comparing plans process.

We award USA Coverage a final rating of three out of five stars. Since USA Coverage is an aggregator that matches prospective customers to quality insurance companies and products, they do not actually sell policies themselves. However, they do a great service for the public by providing quotes and other details for customers in need.

Any company that helps simplify the huge process of finding the right insurance for the public deserves recognition. However, we can't verify that all of the carriers that USA Coverage represents provide high-quality coverage and customer service. 

The best way to comparison shop for insurance is to work with a local independent insurance agent

USA Coverage Pros and Cons:

Pros: Cons:
Helps customers get matched to ideal insurance providers
Not an individual insurance company, which could be confusing for some customers
Provides carrier matches for several forms of coverage, including life insurance, health insurance, and auto insurance
Cannot be contacted about claims, policy details, etc.
Removes a lot of the hard work of finding the best insurance company and coverage
Not rated by AM Best
Not rated by the Better Business Bureau (BBB)

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

USA Coverage Products

USA Coverage helps consumers find several types of insurance coverage from carriers across the country. The company matches prospective customers with insurance companies that offer the following: 

  • Auto insurance
  • Health insurance
  • Home insurance

An independent insurance agent can help you find more information about the services offered by USA Coverage.

What Discounts Does USA Coverage Offer?

Since USA Coverage offers quotes from a variety of insurance companies, any discounts are provided by the insurance carriers, not USA Coverage. The discounts you qualify for will depend on the coverage and insurance company you choose. An independent insurance agent can make sure you maximize your savings with any carrier you choose. 

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USA Coverage Customer Service

USA Coverage provides one form of contact:

  • Mail contact option

To ensure a great customer service experience, work with an independent insurance agent. 

USA Coverage FAQs

USA Coverage is not an insurance company, so the claim response time frame will depend on the insurance carrier that you choose after using USA Coverage's services.

USA Coverage only provides a snail mail contact option, and reminds customers that they are not an insurance company and should not be contacted for claims or customer service relating to their insurance policy.

USA Coverage is not an insurance company, so the claims process will vary depending on the carrier the customer is matched to. An independent insurance agent can also help you by filing claims and keeping you updated through every step of the process.

USA Coverage's entire mission is to create a user-friendly insurance experience for customers, and they do accomplish that by gathering and providing contacts and quotes for some of the top carriers in the country.

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