Warrior Insurance Network Review 2025
Written by
Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Reviewed by
Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.
Trusted Choice's Warrior Insurance Network Score
4 Stars
We award Warrior Insurance Network (WIN) a final rating of 4 out of 5 stars. The marketing agency represents five different insurance companies that offer a handful of coverages, including personal and commercial auto insurance. Collectively, these insurance products are available across 21 states in the U.S. First Chicago Insurance Company, one of the carriers in WIN's network, has roots in the insurance industry dating back to 1920.
Warrior Insurance Network (WIN) represents a group of insurance marketing agencies and carriers. The companies it represents include First Chicago Insurance Company, Lonestar MGA, Texas Ranger MGA, West Virginia National Auto Insurance Company, and United Security Insurance Company. WIN does not underwrite its own insurance policies but is a marketing network for these carriers. WIN is headquartered in Bedford Park, Illinois.
Carriers within WIN's network offer several competitive discounts on their products. We love that Warrior Insurance Network helps connect customers in need with the right insurance company for them, based on the organization's core values of quality coverage and outstanding customer service.
WIN also works with a network of independent insurance agents who can provide an outstanding, comprehensive customer service experience for prospective and existing policyholders. So, if you're located in an area where coverage from the carriers represented by Warrior Insurance Network is available, we highly recommend using WIN's services to get matched to the right policy for you. An independent insurance agent can help.
Warrior Insurance Network Pros and Cons:
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To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.
Warrior Insurance Network Insurance Products by Type
Warrior Insurance Network itself doesn't underwrite insurance products, but the insurance companies it represents, including First Chicago Insurance Company, United Security Insurance Company, West Virginia National Auto Insurance Company, Texas Ranger MGA, and Lonestar MGA, offer the following coverages:
Vehicle & Auto Insurance:
- Preferred personal auto insurance
Commercial Insurance:
- Commercial auto insurance
- Public transportation insurance
- Artisan liability insurance
Warrior Insurance Network Auto Insurance Average Prices
As Warrior Insurance Network represents a group of insurance companies, it doesn't have just one set of standard auto insurance rates. An independent insurance agent can help you find more information about the auto insurance policies offered by Warrior Insurance Network's carriers. You can also estimate how much an auto policy might cost you by using our car insurance calculator.
What Discounts Does Warrior Insurance Network Offer?
Warrior Insurance Network does not underwrite insurance policies. However, one of the carriers in the Warrior Insurance Network, First Chicago Insurance Company, offers the following discounts on its personal auto coverage:
- Advance quote discount
- Anti-theft discount
- Defensive driver discount
- Driving record discount
- Good student discount
- Homeowners discount
- Multi-car discount
- Paid-in-full discount
- Renewal discount
- Prior insurance discount
- Restricted endorsement discount
- SR-22 discount
- Transfer discount
- Vehicle make/model discount
- Vehicle/home credit discount
First Chicago Insurance Company does not provide further details about its discounts, including how to qualify or the exact percentage of savings offered. To get this information, customers would need to contact the carrier directly or go through their independent insurance agent.
Warrior Insurance Network Customer Service
Here’s an overview of the customer service options and availability offered by Warrior Insurance Network:
- Phone
- Fax
The customer service phone department has the following hour restrictions:
| Days | Hours (EST) | ||
| Monday-Friday | 9 a.m.-5 p.m. | ||
| Saturday | CLOSED | ||
| Sunday | CLOSED |
When it comes to outstanding customer service, an independent insurance agent has got you covered. Independent insurance agents can not only help you find the coverage you need, but also maintain your policy, file claims, and even change or cancel your coverage down the line.
Connect with a Warrior Insurance Agent Today.
Shopping for insurance? Warrior Insurance Network has you covered.
Warrior Insurance Network FAQs
Since Warrior Insurance Network (WIN) does not underwrite insurance policies, it does not receive claims directly. Each of the insurance companies within WIN's network, such as First Chicago Insurance Company, has its own claims response time frame.
Warrior Insurance Network allows customers to contact it via multiple media, including phone, email, or fax. Customers can also handle many of their customer service concerns directly through an independent insurance agent, such as filing claims.
Warrior Insurance Network doesn't underwrite insurance policies itself, and thus does not have its own claims process. Each of the insurance companies in the WIN network has its own claims process, which can be found on each carrier's website.
Warrior Insurance Network's official website is polished and easy to navigate. Customers can easily find information about the network's insurance companies, services, and how to get the coverage they're searching for. WIN also has a social media presence on Facebook, LinkedIn, and Instagram. Overall, WIN provides a good user-friendly experience for customers.
Warrior Insurance Network is a marketing network rather than an insurance company that underwrites policies. However, WIN is arguably a great marketing network for its represented carriers. One of the insurance companies within the WIN network, First Chicago Insurance Company, has been underwriting policies since 1920. WIN has carefully hand-selected insurance companies to belong to its network that represent quality and longevity.
Warrior Insurance Network offers preferred and standard personal auto insurance through the carriers it represents. Customers can work with an independent insurance agent to get more information about the coverage offered through WIN's carriers.
Warrior Insurance Network's insurance products may be right for customers seeking auto insurance or certain types of business insurance. Coverage is available through the network in 21 states, but product availability varies by location.
https://www.warriorinsurancenetwork.com/
https://www.firstchicagoinsurance.com/Personal