Local, Independent, Trusted.
As independent insurance agents, we don't work for any one insurance company. This means no behind-the-scenes agendas or loyalties that bump your needs to second place.
Instead, Berger & O'Neal enjoys quality relationships with several of the best insurance companies and we can help you select from any of their policies. Our preferred relationship status even allows us extra flexibility with their coverage that you wouldn't be able to find elsewhere.
There are a lot of choices out there, and by working with us, you'll never feel limited or miss out on any opportunity. Our professionals know the insurance world and are eager to share their expertise with you.
Berger & O'Neal Insurance Group is a full-service independent insurance group ready to take on the insurance world on your behalf.
With over 150 years of combined experience, our expert agents are more than capable of finding (or building) the perfect insurance plan for your individual needs.
Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.Request an automobile insurance quote
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.Request a homeowners insurance quote
An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.Request an umbrella insurance quote
Our independent insurance agents will find you the right insurance for your farm that covers everything you need.Request a farm insurance quote
Why choose Berger O'Neal Insurance Group
States we serve
Our insurance coverages
Personal insurance coverage
- Builders Risk / Construction
- Collectible Auto
- Identity Fraud
- Personal Watercraft
- Valuable Items
Business insurance coverage
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Professional Liability
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage