Quincy Mutual Group Insurance Company Review 2025
Written by
Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Trusted Choice's Quincy Mutual Group Insurance Company Score
3.5 Stars
We award Quincy Mutual Group a final rating of 3.5 out of 5 stars. Quincy Mutual Group has strong financial stability and offers many types of business and personal coverage, including home insurance, business insurance, personal watercraft insurance, car insurance, and more. The insurance company also provides 24/7 claims reporting.
Quincy Mutual Group was founded in 1851, making it a well-established insurance carrier with nearly 175 years of experience in the insurance industry. Coverage is currently only offered to residents and business owners in Massachusetts, Connecticut, and Rhode Island.
However, Quincy Mutual has outstanding official ratings from AM Best and the Better Business Bureau (BBB) and works with a large network of independent insurance agents. Overall, we recommend looking further into Quincy Mutual Insurance Group with the help of your independent insurance agent if you're located in an area where coverage is available.
Quincy Mutual Group Pros and Cons:
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Quincy Mutual Group Insurance Products by Type
Quincy Mutual Group sells insurance for individuals and businesses and offers numerous types of coverage, including the following:
Home & Property Insurance:
- Home insurance
- Condo insurance
- Renters insurance
- Rental property insurance
Other Personal Insurance:
- Personal umbrella insurance
- Identity theft services and coverage
Vehicle & Auto Insurance:
- Personal auto insurance
- Commercial auto insurance
- Personal watercraft insurance
- Boat insurance
Business Insurance:
- Commercial property insurance
- Commercial liability insurance
Quincy Mutual Group Auto Insurance
Quincy Mutual sells its auto insurance and other products in Connecticut, Massachusetts, and Rhode Island. The carrier offers all the standard auto insurance coverage you'd expect, such as bodily injury and property damage liability, collision, comprehensive, uninsured motorists, and personal injury protection (PIP). The carrier also offers substitute transportation coverage and towing and labor coverage. Quincy Mutual provides several other coverage endorsements as well, including the following.
Coverage types, features, and benefits:
Customized equipment
Quincy Mutual's optional customized equipment endorsement provides additional coverage for a vehicle's custom parts and upgrades. The coverage can pay to repair or replace customized equipment after a covered loss.
Loan and lease gap
Quincy Mutual's optional loan and lease gap coverage can reimburse customers for the difference in their vehicle's current value and any amount remaining on a loan or lease if the car is declared a covered total loss.
Auto enhancement
Quincy Mutual's optional auto enhancement endorsement is a package that includes roadside assistance, pet coverage, and a disappearing deductible.
Quincy Mutual Group Auto Insurance Average Prices
Quincy Mutual Group doesn't make its average car insurance or other premium rates readily available without contacting an agent. However, an independent insurance agent can also provide you with quotes for coverage from Quincy Mutual Group.
What Discounts Does Quincy Mutual Group Offer?
Quincy Mutual Group offers several competitive discounts for customers. These discounts can vary by state.
| Home Insurance Discounts: | Auto Insurance Discounts: |
|---|---|
| Alarm discount: This discount is offered to customers who have smoke detectors and burglar alarms installed in their homes or businesses. | Multi-car discount: This discount is offered to customers who insure two or more of their vehicles with Quincy Mutual. |
| New home discount: This discount is offered to customers who insure homes that were built within the last 15 years. They may receive a discount of up to 20% off their policy. | Good driver discount: This discount is offered to customers if all drivers on their policy have had no “at fault” accidents in three years. Savings can reach up to 10% discount. |
| Loss-free discount: This discount is offered to customers who have not filed a home insurance claim in the past three years. | Low mileage discount: This discount is offered to customers who drive a short distance to work or school. |
| Superior-construction discount: This discount is offered to customers who have homes built entirely with non-combustible materials. | Anti-theft devices: This discount is offered to customers who have an insured vehicle equipped with an anti-theft device. Customers may receive a discount of up to 15% on their coverages (other than collision). |
| Good student discount: This discount is offered to customers who have insured students on their policies with a grade point average equal to or above a B or 3.0. | |
| Student away discount: This discount is offered to customers who have insured students on their policies who attend a school over 100 miles from a vehicle’s place of residence. | |
| Early issue discount: This discount is offered to customers who buy their insurance from Quincy Mutual Group at least five days before the effective date of the policy. Customers can receive a 3% premium discount on their policy for one year. |
An independent insurance agent can provide better discount information and premium quotes for coverage through Quincy Mutual Group. When it comes to coverage, independent insurance agents work hard to help get you the most for your money.
Quincy Mutual Group Customer Service
Quincy Mutual Group allows customers to file and manage claims 24/7 over the phone or through the official website. The carrier also provides the following customer service options.
- 24/7 phone and online claims reporting
- Customer service phone department has the following hour restrictions:
| Days | Hours (EST) | ||
| Monday-Friday | 8 a.m. - 4:30 p.m. | ||
| Saturday | CLOSED | ||
| Sunday | CLOSED |
To ensure a great customer service experience, work together with an independent insurance agent. These agents can help handle claims and other matters for you so you can relax and enjoy your coverage.
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Quincy Mutual Group Insurance FAQs
Quincy Mutual Group allows customers to file claims by phone or online 24/7. The insurance company does not make an official claims response time frame promise on its website.
Quincy Mutual Group allows customers to call them during standard business hours, Monday-Friday. However, the insurance company’s claims reporting department can be reached 24/7.
Quincy Mutual allows customers to file claims by phone or online at any time. The carrier does not detail its claims process on the official website. If customers have questions about filing claims or the process itself, they can contact an independent insurance agent.
Quincy Mutual offers numerous coverage endorsement options on its auto insurance. The carrier also provides several discounts to help reduce premium rates.
Quincy Mutual has outstanding official ratings from AM Best and the BBB. However, coverage is currently only sold in three states.
Quincy Mutual allows customers to file claims 24/7. The carrier provides details about its coverage online, but the official website does not provide much information about Quincy Mutual's claims process. The carrier does have a social media presence on Facebook, LinkedIn, and Instagram, which makes it a bit more accessible to customers.
Quincy Mutual's insurance products may be right for residents or business owners in Connecticut, Massachusetts, or Rhode Island. If you live in one of these states and are in need of personal or business insurance, ask your independent insurance agent about Quincy Mutual.
https://www.quincymutual.com/index.htm
https://www.facebook.com/QuincyMutualGroup/
https://www.bbb.org/us/ma/quincy/profile/insurance-companies/quincy-mutual-group-inc-0021-6747
https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=796