Farmers of Salem

Farmers of Salem

Real People, Real Insurance Solutions Also: Habitation that’s what we do!

TrustedChoice.com rating

Why choose Farmers of Salem for your insurance needs?

“Focused, Competitive, Stable, Innovative”

Providing real insurance solutions for real people for more than 160 years, Farmers of Salem is proud to be a regional mutual insurance company specializing in insurance for home and business owners.  Owned by its policyholders, not stockholders, Farmers of Salem is focused on servicing our insureds’ needs with the freedom to reinvest profits in order to remain innovative, competitive, and stable in the insurance marketplace. These products are distributed through independent agents that serve as local experts and trusted advisors to our insureds.  

Where does Farmers of Salem do business?

Farmers of Salem provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Farmers of Salem offer?

Farmers of Salem has been helping customers meet their business insurance needs for over 170 years. They offer comprehensive coverage for commercial property and income with up to $2 million in liability limits. Farmers of Salem offers business owners a variety of optional coverages, such as employment practices liability, data compromise, and commercial equipment breakdown. They also offer habitational programs with pricing features like claim-free discounts and alarm credits.

Participation with

3
States
525
Industries
222
Trusted Choice Independent Agents

Business coverage types

Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Directors & Officers
Employment Practices Liability
General Liability
Inland Marine
Professional Liability
Property
Umbrella / Excess
Workers' Compensation

What personal insurance does Farmers of Salem offer?

With over 150 years of experience, Farmers of Salem has provided affordable home insurance policies as well as a few additional personal coverages such as builders risk, identity fraud, and personal watercraft. Homeowners who choose Farmers of Salem have access to the Advantage PLUS Program, which includes coverage for open perils and extended replacement costs. In addition, the offered service line coverage protects against damage to underground piping, wiring and valves.

Participation with

3
States
10
Coverage Types
225
Trusted Choice Independent Agents

Personal coverage types

Builders Risk Construction

Builders Risk / Construction

Condo

Condo

home

Home

identity fraud

Identity Fraud

Landlord

Landlord

Personal Watercraft

Personal Watercraft

Renters

Renters

Snowmobile

Snowmobile

Umbrella

Umbrella

Valuable Items

Valuable Items