“Focused, Competitive, Stable, Innovative”
Providing real insurance solutions for real people for more than 160 years, Farmers of Salem is proud to be a regional mutual insurance company specializing in insurance for home and business owners. Owned by its policyholders, not stockholders, Farmers of Salem is focused on servicing our insureds’ needs with the freedom to reinvest profits in order to remain innovative, competitive, and stable in the insurance marketplace. These products are distributed through independent agents that serve as local experts and trusted advisors to our insureds.
Farmers of Salem provides the following insurance coverages by state.
Farmers of Salem has been helping customers meet their business insurance needs for over 170 years. They offer comprehensive coverage for commercial property and income with up to $2 million in liability limits. Farmers of Salem offers business owners a variety of optional coverages, such as employment practices liability, data compromise, and commercial equipment breakdown. They also offer habitational programs with pricing features like claim-free discounts and alarm credits.
With over 150 years of experience, Farmers of Salem has provided affordable home insurance policies as well as a few additional personal coverages such as builders risk, identity fraud, and personal watercraft. Homeowners who choose Farmers of Salem have access to the Advantage PLUS Program, which includes coverage for open perils and extended replacement costs. In addition, the offered service line coverage protects against damage to underground piping, wiring and valves.