Bismarck is the capital of North Dakota and is the government, retail, health care and overall economic hub for south central North Dakota.
Forbes magazine in 2015 named Bismarck the seventh fastest-growing small city in the U.S.
With so much activity and an influx of new residents, commuting can sometimes be hectic in Bismarck. Car insurance can help Bismarck residents protect themselves from the costs of car accidents and other incidents on the road.
Trusted Choice® Independent Insurance Agents can assess the unique risks you face as a Bismarck resident. Our local agents will work hard to find you an auto insurance policy that meets your needs, tackles your risks and stays within your budget.
Bismarck car insurance costs are based on several factors that are unique to you. Your ZIP code, your daily commute time and the age and model of your car are a big part of the equation.
But no matter where you live or work, you shouldn’t overpay for a Bismarck auto insurance policy.
Try shopping around with the help of an independent Trusted Choice agent. Our agents can work with multiple insurance companies to make sure you are getting the best deal.
After weighing out your options, the average cost of Bismarck car Insurance is $180 Per Month.
Everyone knows that car insurance can help you pay for a car accident, but few people know the details of what a comprehensive plan will actually finance.
Here’s how Bismarck car insurance can help you recover if you are in a crash.
The driver who caused the accident, of course.
Drivers without insurance have no financial backup plan for accidents. Other drivers on the road become financially responsible for an uninsured driver’s mistakes.
5.9% of North Dakota drivers are uninsured.
That's where “uninsured motorist coverage” comes in. It pays for things like medical bills and vehicle damage if you’re hit by an uninsured driver.
And it offers a great deal of peace of mind, too.
North Dakota requires all drivers to have a minimum amount of uninsured motorist coverage.
The average car insurance payment you might expect to pay will be based on several personal factors, such as the following and more.
The type of car you drive is one of the biggest factors. Insurance companies charge less for cars that they think are less risky for drivers.
If, for example, you drive a family sedan or a used minivan, you likely will pay less for insurance than someone who drives an expensive luxury vehicle.
Commute Time: The more time you spend on the road, the more likely it is that you'll be in an accident.
Bismarck drivers on average have a shorter commute time. This can help keep insurance rates relatively low.
Theft in your city: Auto theft is relatively rare in Bismarck, compared to the U.S. average. This is good news for Bismarck residents.
But remember that cars can be stolen anywhere. No matter where you live, be sure to use common-sense deterrents to protect your car from theft.
And with a Bismarck auto insurance policy, you can be sure that if your car is stolen, you will receive timely assistance and reimbursement for your stolen or damaged property.
You can find affordable Bismarck auto insurance with the help of a Trusted Choice insurance agent.
Our independent agents work with multiple insurance carriers, offering you numerous coverage and price options.
A local agent will ask the right questions, get to know you and help you tackle your risks so you can have peace of mind.