Patriot Insurance Company Review 2025
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She covers topics ranging from car insurance to healthcare costs.
Reviewed by
Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.
Patriot Insurance Company Final Score
3.5 Stars
Founded in 1966, Patriot Insurance Company is headquartered in Yarmouth, ME. In 2007, Patriot Insurance began partnering with Frankenmuth Insurance.
Patriot Insurance offers a wide selection of personal and business insurance products. The carrier offers home insurance, auto insurance, commercial auto insurance, and much more. It works exclusively with independent insurance agents in Maine, New Hampshire, and Vermont to give its customers and policyholders the best possible experience.
Thanks to the company's large catalog of products and network of independent insurance agents, Patriot Insurance Company has earned a reputation over time as a reputable and financially sound insurance company. AM Best gives Patriot Insurance an overall “A” rating, indicating the carrier is an excellent choice.
We award Patriot Insurance Company a final rating of 3.5 out of 5 stars. The carrier has several decades of experience and is highly rated by AM Best and the Better Business Bureau (BBB). Customer reviews of the company are overall very positive, too.
Patriot Insurance offers several important insurance solutions for individuals and businesses alike. It works exclusively with independent insurance agents, which we love. Further, they provide a highly user-friendly experience for their customers, including 24/7 claims reporting.
Overall, we highly recommend looking into Patriot Insurance Company with the help of an independent insurance agent.
Key Takeaways
- Patriot Insurance Company offers a wide selection of personal and business insurance products. The carrier offers home insurance, auto insurance, commercial auto insurance, and much more.
- It works exclusively with independent insurance agents in Maine, New Hampshire, and Vermont to give its customers and policyholders the best possible experience.
- AM Best gives Patriot Insurance an overall “A” rating, indicating the carrier is an excellent choice.
- Patriot Insurance Company receives positive customer feedback, offers a user-friendly experience, and offers a 24/7 claims reporting.
Patriot Insurance Company Pros and Cons
| Pros: | Cons: | ||||
|---|---|---|---|---|---|
|
|
||||
|
|||||
|
|||||
|
|||||
|
|||||
|
Patriot Insurance Company Products
Here's a look at some of the insurance products that Patriot Insurance offers.
Personal insurance
- Auto insurance
- Collector car insurance
- RV insurance
- Boat insurance
- Travel trailer insurance
- Snowmobile insurance
- Home insurance
- Renters insurance
- Condo insurance
- Dwellings under construction insurance
- Personal umbrella insurance
- Life insurance
Business insurance
- Commercial auto insurance
- Workers' compensation insurance
- Commercial umbrella insurance
- Cyber and information protection
- Commercial package policy
- Businessowners policy
- Surety bonds
Your independent insurance agent can help you find more information about the insurance policies offered by Patriot Insurance and help you decide if this insurance company is right for you. You can also find a carrier by talking to a local independent insurance agent or using our insurance company directory.
Find The Right Company Today.
Shopping for a company? We have the right one for you.
Patriot Insurance Company Industries
Patriot Insurance Company specializes in the following industries:
- Construction
- Manufacturing
- Wholesalers and distributors
- Small business
- Offices and professional services
- Service industries
- Retail stores
- Real estate
Your independent insurance agent can help you evaluate whether Patriot Insurance offers the right business insurance package for your industry.
What Discounts Does Patriot Insurance Offer?
Patriot Insurance Company indicates that it makes available the following home and auto insurance discounts.
Home insurance discounts
- Multi-policy auto discount
- Multi-policy life discount
- Multi-policy umbrella discount
- Loss history discount
- Protective device discount
Auto insurance discounts
- Multi-policy home discount
- Multi-policy life discount
- Multi-policy umbrella discount
- Multiple vehicle discount
- Advance quote discount
- Payment plan discount
- Loss history discount
- Accident prevention course discount
- Good student discount
- Student away at school
- Full coverage discount
- Family discount
For more information about Patriot Insurance discounts, work with an independent insurance agent. Independent insurance agents work hard to get you the most affordable coverage.
Patriot Insurance Company Customer Service
Here's an overview of Patriot Insurance Company's customer service options and availability.
- Phone contact option
- Snail mail contact option
- Fax contact option
- Contact form on website
- 24/7 phone claims reporting
The customer service department is available:
| Days | Hours | ||
| Mon-Fri | 8:00 am to 4:30 pm (EST) |
- General | 207-847-1800
- Toll Free | 866-460-1776
- Claims, available 24/7 | 866-460-1776
To ensure a great customer service experience, work with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you.
Patriot Insurance Company FAQs
Patriot Insurance does not make a specific claims response time frame promise.
Patriot Insurance is available at regular hours through the week and allows customers to contact them through several mediums. It also offers 24/7 claims reporting.
Patriot Insurance Company does not offer much information about their claims process beyond how to file. However, an independent insurance agent can file claims for you and keep you updated through every step of the process.
Patriot Insurance Company creates a highly user-friendly experience for customers. The company's public website is easy to navigate, and it has a comprehensive social media presence, overall making for a highly user-friendly experience.
Yes, Patriot Insurance Company has good businessowners policies. It's businessowners policies come pre-assembled to meet the needs of small businesses. Standard coverage features include:
- Replacement property coverage on your building, contents, and signs
- Replacement of lost income, up to 12 months
- Employee dishonesty coverage for theft of property, money, or securities, on and off-premises
Patriot's premier businessowners policies are specifically designed for the following industries:
- Construction
- Offices and professional services
- Real estate
- Retail stores
- Service industries
- Wholesalers and distributors
An independent insurance agent can help you find more information about Patriot Insurance Company's businessowners policies.
Overall, Patriot Insurance can be considered a good insurance company. The company is highly rated by AM Best and the BBB. Customer feedback is mostly positive, and the carrier offers a wide selection of personal and business insurance solutions in its service area.
https://www.patriotinsuranceco.com/
https://ratings.ambest.com/CompanyProfile.aspx?amb=11495&AltNum=113811495
https://www.bbb.org/us/me/yarmouth/profile/insurance-companies/patriot-insurance-company-0021-121603