Miramar Car Insurance

Everything You Need to Know About Car Insurance in Miramar

Miramar, FL began as a bedroom community for Miami and Fort Lauderdale, and today, it offers a fun mix of cultures and lifestyles. The city’s motto is “Beauty and Progress,” a fitting phrase when you consider the area’s natural beauty and progressive way of life. Money Magazine named Miramar among “America’s Best Places to Live” in 2006 and again in 2008. The only real downside to living in this city is the traffic, so make sure you invest in a reliable Miramar car insurance policy. Trusted Choice® Independent Insurance Agents specialize in helping Miramar drivers find comprehensive auto coverage at affordable prices. If you’re looking for a budget-friendly car insurance option, our experienced agents can help.

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • #5 most expensive auto premium in U.S.

Florida’s car insurance rates rank among the most expensive in the United States. The good news is that you can lower your premiums if you take time to compare quotes. Trusted Choice Independent Insurance Agents can offer you quotes on multiple policies within our wide network of providers, giving you the best shot at finding affordable car insurance in Miramar.

Florida Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 10/20/10

Florida requires all drivers to purchase car insurance. Minimum coverage limits are $10,000 for individual injuries, $20,000 for total injuries in an accident and $10,000 for any resulting property damage. Remember that you can always buy additional coverage, as these minimums are just intended to be a starting point. If you get into a serious accident, the expenses can far surpass these minimums, so it’s usually wise to invest in additional coverage as your budget allows.

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.8%

Anytime you find yourself in the midst of a car accident, it can be really frightening. However, things get so much worse if the driver at fault doesn’t have insurance. Unless you have uninsured motorist coverage built into your auto insurance plan, you are stuck paying for your own car repairs and any related medical bills. Uninsured motorist insurance is a smart option to safeguard your personal finances in case of an accident.

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Florida: 2.48

Miramar might be a little piece of paradise, but crime is still a concern. The high risk for auto theft in particular causes many Florida drivers to take extra precautions. As you shop for a car insurance policy, make sure you choose a plan that includes coverage for stolen vehicles. Then if your car goes missing, you can file a claim and get a new car without relying on local police to try to track down your stolen vehicle.

Find a Great Miramar Car Insurance Policy

Choosing a car insurance policy can get confusing, but Trusted Choice Independent Insurance Agents can help. Our experienced agents know the ins and outs of auto insurance, and they can guide you toward the most important coverages at the best rates. If you’re shopping for insurance for your vehicle, don’t try to navigate it on your own. Take advantage of the helpful Trusted Choice Independent Insurance Agents and their willingness to work by your side to get better rates on a comprehensive car insurance plan. Contact a Trusted Choice Agent today to start searching for your new Miramar auto insurance plan, and enjoy a free rate quote.

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