Your Complete Commercial Vehicle Insurance Guide for Florida

Full analysis of AUTO THEFT RATES and TOP INDUSTRIES in your city and state.

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Coconut Creek
Hialeah
Jacksonville

Kissimmee
Largo
Naples

Orlando
Oviedo
Pembroke Pines

Plantation
Sarasota

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When do you need Florida Commercial Auto Insurance?

When you are transporting people or goods with your own vehicle. Think of trucks making deliveries or of a limo service.

When your employees operate a vehicle you own for business purposes. Think of a salesperson meeting with clients around the state.

Florida has a booming economy and small business scene. But there are financial risks associated with running any business, and these risks increase significantly when company vehicles are part of the equation. Motor vehicle accidents involving company cars or trucks can happen when you least expect it. When they do happen, liability expenses could bankrupt a company that is not property insured. A comprehensive and customized commercial vehicle insurance policy can protect your business from the financial impact an accident can have.

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Here’s what Full Coverage Commercial Auto Insurance looks like:

Florida commercial auto insurance will pay for covered claims so your business doesn’t have to. When you're insured and have 360 degrees of financial protection, a fender-bender, unexpected break-in and injury will be paid for.

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Pays for someone else’s medical bills

We call this “Bodily Injury Liability.”

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Pays for damage to your commercial vehicle

We call this “Comprehensive & Collision Coverage."

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Pays for damage to someone else's vehicle

We call this “Physical Damage Liability.”

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Pays you if uninsured driver causes accident

We call this “Uninsured Motorist."

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How is Florida Commercial Auto Insurance different from Personal Auto Insurance?

Commercial auto insurance can be more expensive than a personal auto policy.

Commercial auto insurance will often have higher coverage limits.

Commercial auto insurance covers only drivers who are listed on the policy.

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The Cost of Florida Commercial Vehicle Insurance

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Florida commercial vehicle insurance can vary depending on a number of unique factors. The make and model of the car, the services your business is performing and the types of equipment you're transporting will all impact what kind of and how much coverage you need. That's why the rates below are different from one another — no two businesses are created equal.

Commercial car insurance cost:

$1,200 to $2,400

Commercial truck insurance cost:

$800 to $2,000

Commercial bus insurance cost:

$35,000

Commercial taxi insurance cost:

$5,000 to $10,000

Commercial tractor trailer insurance cost:

$2500+

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Florida Commercial Vehicle Insurance rates vary based on these factors:

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1) Driving history of drivers on policy

3) Number and Age of vehicles on policy

2) Number of drivers on policy

4) Auto claims history of business

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Top Florida Insurance Companies for Commercial Vehicles

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Find the Best Florida Commercial Vehicle Insurance in your city

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We know you want Florida commercial auto insurance that is comprehensive, customized and affordable. The good news is that it's possible with a Trusted Choice® Independent Insurance Agent. Our agents have the expertise necessary to find you the coverage you need at a price you can afford. We can get you quotes from numerous insurance carriers so you can pick and choose which coverage is right for your needs.

Coconut Creek
Hialeah
Jacksonville

Kissimmee
Largo
Naples

Orlando
Oviedo
Pembroke Pines

Plantation
Sarasota

12,427

Of our agents in Florida are ready to help.

183,628

Florida residents have been helped by one of our agents.

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Coconut Creek

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Largest Coconut Creek Industries That Need Commercial Auto Insurance

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Retail Trade | 15%

Construction | 10%

Accommodation and food services | 9%

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Factors Affecting Commercial Auto Insurance in Coconut Creek

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City safety is a big factor in determining the cost of your Coconut Creek commercial auto insurance rates. A theft, break-in or stolen car can happen when you least expect it, causing financial harm to your business. Remember that it’s the city where the vehicle is housed, not just driven.  

2.94

National Auto Theft Rate
(per 1,000 vehicles)

1.28

Coconut Creek Auto Theft Rate
(per 1,000 vehicles)

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Hialeah

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Largest Hialeah Industries That Need Commercial Auto Insurance

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Construction | 19%

Transportation and warehousing | 13%

Retail Trade | 12%

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Factors Affecting Commercial Auto Insurance in Hialeah

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City safety is a big factor in determining the cost of your Hialeah commercial auto insurance rates. Remember that it’s the city where the vehicle is housed, not just driven. So, no matter if you're transporting heavy construction equipment or dropping off new clothes, you need comprehensive coverage that protects you against the risks you face both on the road and in the driveway.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

3.04

Hialeah Auto Theft Rate
(per 1,000 vehicles)

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Jacksonville

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Largest Jacksonville Industries That Need Commercial Auto Insurance

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Retail Trade | 13%

Manufacturing | 10%

Construction | 10%

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Factors Affecting Commercial Auto Insurance in Jacksonville

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City safety is a big factor in determining how much you pay for your Jacksonville commercial auto insurance. Remember that rates are determined by the city where the vehicle is housed, not just driven. Factors like the average crime rate can also be taken into account when calculating rates, so keep it in mind when you're shopping for insurance.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

2.72

Jacksonville Auto Theft Rate
(per 1,000 vehicles)

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Kissimmee

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Largest Kissimmee Industries That Need Commercial Auto Insurance

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Accommodation and food services | 23%

Retail Trade | 17%

Construction | 11%

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Factors Affecting Commercial Auto Insurance in Kissimmee

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Did you know that part of your Kissimmee commercial auto insurance rate is based on city safety? Remember that it’s the city where the vehicle is housed, not just driven. No matter where you're located, you need comprehensive insurance that protects you against crime-related activities such as break-ins, burglaries and vehicle thefts.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

1.97

Kissimmee Auto Theft Rate
(per 1,000 vehicles)

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Largo

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Largest Largo Industries That Need Commercial Auto Insurance

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Retail Trade | 20%

Construction | 12%

Accommodation and food services | 11%

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Factors Affecting Commercial Auto Insurance in Largo

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Your Largo commercial auto insurance rate depends on a number of specific factors, one of which is city crime. (Remember that it’s the city where the vehicle is housed, not just driven.) The average amount of criminal activity and auto theft can impact how much you pay — and determine how much coverage you need.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

2.72

Largo Auto Theft Rate
(per 1,000 vehicles)

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Naples

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Largest Naples Industries That Need Commercial Auto Insurance

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Professional, Scientific and Technical Services | 12%

Finance and Insurance | 12%

Retail Trade | 11%

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Factors Affecting Commercial Auto Insurance in Naples

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City safety is a big factor in determining the cost of your Naples commercial auto insurance rates. Luckily, it's based on the city where the vehicle is housed, not just driven. Naples is generally a safe community, but criminal activity and thefts can happen without warning.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

0.42

Naples Auto Theft Rate
(per 1,000 vehicles)

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Orlando

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Largest Orlando Industries That Need Commercial Auto Insurance

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Accommodation and food services | 14%

Retail Trade | 13%

Administrative and support and waste management services | 9%

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Factors Affecting Commercial Auto Insurance in Orlando

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City safety is a big factor in determining the cost of your Orlando commercial auto insurance rates. Remember that it’s the city where the vehicle is housed, not just driven. Whether a criminal breaks in and steals your computer or breaks into your vehicle and steals it, the right insurance should take your risks into account and insure you for related damage.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

4.41

Orlando Auto Theft Rate
(per 1,000 vehicles)

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Oviedo

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Largest Oviedo Industries That Need Commercial Auto Insurance

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Retail Trade | 15%

Professional, scientific and technical services | 13%

Manufacturing | 9%

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Factors Affecting Commercial Auto Insurance in Oviedo

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City safety is a big factor in determining the cost of your Oviedo commercial auto insurance rates. Remember that it’s the city where the vehicle is kept, not just driven. So, whether you're in the retail or manufacturing industry, you need the right amount of coverage to protect you if your car is stolen or a thief breaks in.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

0.44

Oviedo Auto Theft Rate
(per 1,000 vehicles)

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Pembroke Pines

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Largest Pembroke Pines Industries That Need Commercial Auto Insurance

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Retail Trade | 14%

Transportation and warehousing | 11%

professional, scientific and technical services | 10%

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Factors Affecting Commercial Auto Insurance in Pembroke Pines

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One of the biggest factors in determining the cost of your Pembroke Pines commercial auto insurance rate? City crime averages. Wherever the vehicle is housed, the area's rates will be assumed to be the amount of risk you need protection against.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

1.30

Pembroke Pines Auto Theft Rate
(per 1,000 vehicles)

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Plantation

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Largest Plantation Industries That Need Commercial Auto Insurance

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Retail Trade | 16%

Professional, scientific and technical services | 11%

Construction | 10%

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Factors Affecting Commercial Auto Insurance in Plantation

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Your city's crime and auto theft rates will impact overall insurance rates. It's just part of the process and helps you receive comprehensive protection if your car is stolen or if a criminal breaks in and steals personal property. Keep these averages in mind when looking at insurance with a Trusted Choice agent.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

2.79

Plantation Auto Theft Rate
(per 1,000 vehicles)

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Sarasota

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Largest Sarasota Industries That Need Commercial Auto Insurance

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Accommodation and food services | 14%

Retail Trade | 12%

Construction | 11%

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Factors Affecting Commercial Auto Insurance in Sarasota

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City safety is a big factor when it comes to how much you'll be paying for Sarasota commercial auto insurance. No matter what industry you're in, you need the right kind of protection if your car is stolen or damaged.

2.94

National Auto Theft Rate
(per 1,000 vehicles)

2.05

Sarasota Auto Theft Rate
(per 1,000 vehicles)

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