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The Best Car Insurance Companies of 2019

We developed a proprietary scoring system to find the best 20 car insurance companies out there. Shop with confidence. You’re in the driver’s seat.


Top 20 Car Insurance Carriers Accessibility Strength Customer Satisfaction
Travelers Insurance Travelers
5 Stars
5 Stars
5 Stars
Acuity InsuranceAcuity
5 Stars
5 Stars
4 Stars
Erie Insurance
5 Stars
5 Stars
4 Stars
Grange InsuranceGrange Insurance
5 Stars
5 Stars
4 Stars
Nationwide InsuranceNationwide
5 Stars
5 Stars
4 Stars
Allstate Insurance
5 Stars
5 Stars
3 Stars
Central Insurance CompaniesCentral Insurance Companies
5 Stars
5 Stars
3 Stars
Farmers Insurance
5 Stars
3 Stars
5 Stars
NYCM InsuranceNYCM Insurance
5 Stars
5 Stars
3 Stars
Progressive InsuranceProgressive
5 Stars
5 Stars
3 Stars
American Modern Insurance GroupAmerican Modern Insurance Group
5 Stars
4 Stars
3 Stars
Amica
5 Stars
3 Stars
4 Stars
The Hartford Insurance
5 Stars
5 Stars
2 Stars
Liberty Mutual InsuranceLiberty Mutual
5 Stars
5 Stars
2 Stars
West Bend Mutual InsuranceWest Bend Mutual Insurance Company
4 Stars
5 Stars
3 Stars
21st Century Insurance
5 Stars
5 Stars
2 Stars
Shelter Insurance
5 Stars
3 Stars
4 Stars
Donegal Insurance GroupDonegal Insurance Group
3 Stars
5 Stars
3 Stars
EMC Insurance CompaniesEMC Insurance Companies
3 Stars
5 Stars
3 Stars
Hanover Insurance Group
3 Stars
5 Stars
3 Stars

How the Score Works

We wanted to develop a score that reflects what you, the consumer, are looking for. You want a company that’s easy to talk to, keeps their promises and values their customers. That’s why we ranked over 200 companies in each of these areas:

  • Accessibility measures how easy each company is to work with. Companies with 24/7 claims reporting, a strong social media presence, and extended hours (beyond the boring old 9-to-5) scored higher.
  • Strength measures whether or not a company trusts its reputation to speak for itself. Companies who work with independent agents (putting themselves up against fair competition), have high financial security ratings and have spent more than 20 years in business rank higher.
  • Service measures how happy the company’s customers are with their service. We aggregated rankings from around the web to get a snapshot of which companies are going above and beyond.

We’re not swayed by advertising dollars or under-the-table PR conversations. All of the information we used is publicly available on the internet. We just went to the trouble of putting it in one place for you, so you can use it to make smart decisions about your car insurance.

What the Score Means

We wanted to recognize the companies going above and beyond, not just the ones failing to meet the mark. 5 points (stars) are possible in each area, for a total of 15 points. Here’s what each rating means in each area:

  • 1 star: Average
  • 2 stars: Above Average
  • 3 stars: Excellent
  • 4 stars: Superior
  • 5 stars: Perfect! This company earns the Trusted Choice Seal of Awesomeness.

The Awesome Benefits of an Independent Agent

Independent agents are here for YOU, just like we are. They’re rogue do-gooders: not bound by any one company, they can help you find the right car insurance match, no matter what company provides it. Shop smart. Go indie. Sweet.

Now, who's ready to get their insurance problems solved?