Find an Independent Agent
Find an Insurance Company
What type of insurance do you need?
Florida drivers pay more for car insurance than drivers in many other places, but independent insurance agents can help you score lower rates than you might pay if you shop on your own.
The average American driver pays $1,311 per year for car insurance. In Florida, drivers pay an average of $1,742 each year. Take time to compare quotes to make sure you get the best deal on auto insurance in your area.
Florida roads can sometimes be dangerous, and accidents are pretty common. If you find yourself in the middle of a major collision, here's a look at how your car insurance can help...
Florida state law requires all drivers to have at least a certain amount of insurance coverage. This is meant to be a protection in case you get into an accident. If you cause the collision, insurance steps in to pay for damage to someone else's vehicle and medical bills.
No need to worry. The driver who caused the accident is responsible for paying for the damages. However, if the at-fault driver is not insured and cannot pay, you may be on the hook unless you carry uninsured motorist coverage.
Even though Florida law says all drivers must be insured, it's not foolproof. Sometimes people drive without any insurance. Because of this, you could still face a serious risk if you get into an accident.
That's why “Uninsured Motorist Coverage” is so important. In Florida, nearly one-fourth of drivers are uninsured, so you face a high risk for getting into an accident with an uninsured driver at fault. If you have uninsured motorist coverage, the policy will pay to fix your car and pay for your medical bills.
The best insurance company for one person might not be the best choice for another. Independent insurance agents compare coverage and prices from a variety of highly rated insurance companies to find the policy that is best for you.
National average time spent commuting 25.4 Min
National average car thefts per 1,000 2.94 Year
National average car insurance cost $1318 Year
|City||Commute time (min)||Auto thefts / 1,000||Annual insurance cost|