Altamonte Springs Car Insurance

Everything You Need To Know About Car Insurance in Altamonte Springs

As part of Orlando’s busy northern suburbs, Altamonte Springs is always crawling with traffic. Each year, thousands of locals and tourists flock to this city to attend "Red, Hot and Boom," Florida’s largest Independence Day celebration and fireworks festival. With so much traffic to navigate, every driver in this city should invest in comprehensive Altamonte Springs car insurance.

It only takes a split second for a car accident to turn your world upside down, but Altamonte Springs auto insurance will insure that you’re covered if a collision happens to you. The experienced Trusted Choice® Independent Insurance Agents can offer you quotes from multiple policies, allowing you to compare your options and find the policy that is best suited to your budget and lifestyle. 

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • 5th most expensive auto premium in the U.S.

Living in Florida offers many benefits, but residents also pay higher premiums for car insurance. If you want to get the most affordable rates for Altamonte Springs auto insurance, it starts with a call to our friendly Trusted Choice Independent Insurance Agents. Our agents can walk you through all the variables that influence your policy prices and help you find the most affordable coverage options. 

Florida Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 10/20/10

Florida state law requires drivers to have several levels of minimum liability coverage. Before you get behind the wheel in Altamonte Springs, you will need at least $10,000 in coverage for individual injuries, $20,000 total for all injuries in an accident and $10,000 for any related property damage. While these are the minimums required by law, you can always purchase additional coverage to protect yourself from paying out of pocket if the actual costs of an accident go beyond your liability coverage limits. 

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.80%

Nearly one-fourth of Florida drivers are uninsured, so if you end up in an accident in Altamonte Springs, there’s a strong chance that the other party won’t be insured. If you find yourself in this unfortunate situation, you will need to pay for medical bills and car repairs out of pocket unless you have uninsured motorist coverage through your Altamonte Springs car insurance policy.

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Florida: 2.48

Imagine how you would feel if you walked out of the office to discover that your car is no longer where you left it. Auto theft is a serious problem nationwide, and residents of Altamonte Springs are certainly not immune to this possibility. If your car does get stolen, having comprehensive coverage for auto theft as part of your Altamonte Springs auto insurance plan can make all the difference in helping you get on with your life quickly. 

Find a Great Altamonte Springs Car Insurance Policy

Whether you’re exploring the casual atmosphere of downtown Altamonte Springs or headed out to enjoy the annual "Red, Hot and Boom" festival, make sure you are covered with the best Altamonte Springs car insurance policy before you get behind the wheel. 

Our experienced Trusted Choice Independent Insurance Agents will take the guess work out of selecting a reliable auto insurance policy and give you personalized assistance as you build a custom policy that works for your budget and lifestyle. Whether you want simple liability coverage or you are ready to add additional coverage for auto thefts and insured motorists, the Trusted Choice agents can help. Contact an agent today to learn more about how you can get the most affordable, comprehensive Altamonte Springs car insurance.

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