Coconut Creek Car Insurance

Everything You Need To Know About Car Insurance in Coconut Creek

Money Magazine called Coconut Creek, FL one of the best cities in which to live in America, but that’s no big surprise to those who are familiar with this one-of-a-kind area. Known far and wide as the “Butterfly Capital of the World,” Coconut Creek is a diverse and growing city with some of the most beautiful scenery in Florida. Whether you’re spending a day at the Seminole Casino or you’re headed out to the greenway for a round of golf, make sure you are covered with the best Coconut Creek car insurance policy. 

Finding affordable auto insurance in Coconut Creek can be overwhelming. With so many coverage options to consider, it can take days to contact each insurance agency and review your policy options. The good news is that Trusted Choice® Independent Insurance Agents can make the process simple. Our friendly agents can quote from multiple policies, offering you a one-stop source for auto insurance in Coconut Creek. 

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • 5th most expensive auto premium in the U.S.

Auto insurance is more expensive in Florida, but you can still find affordable rates on Coconut Creek auto insurance if you’re willing to do your homework. Your Trusted Choice Independent Insurance Agent can help you look at all of your coverage options and find a policy that works for your budget. Ultimately, your rate will vary depending on several factors like your age, your driving record and the make and model of your car. 

Florida Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 10/20/10

Drivers in Florida are legally required to have minimum liability coverage of $10,000 for individual bodily injury, $20,000 for all persons injured in an accident and $10,000 for property damage per accident. These minimums are meant to be a guide to help you start exploring your coverage options. Talk to a Trusted Choice Independent Insurance Agent to find out more about the best coverage limits to protect yourself against accidents in Coconut Creek. 

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.80%

With over 23 percent of Florida drivers neglecting to purchase car insurance, it’s a serious risk every time you get behind the wheel in Coconut Creek. It only takes a split second for an accident to occur, and if the party at fault isn’t insured, you could be responsible for paying for car repairs and medical bills out of pocket. That’s why many Florida residents decide to add uninsured motorist protection to their car insurance policies. 

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Florida: 2.48

Coconut Creek is generally a safe place to live and work in, but car theft does happen. If you walk out of the downtown shopping center and discover that your car has been stolen, your first instinct might be to panic. However, if you have comprehensive coverage that includes auto theft as part of your Coconut Creek car insurance policy, you can have peace of mind that you will be recompensed for your losses quickly and will be able to get on with your life with minimum hassle and interruption.

Find a Great Coconut Creek Car Insurance Policy

Residents of Coconut Creek can find the best auto insurance by enlisting the help of a friendly Trusted Choice Independent Insurance Agent. Our experienced agents can help you weigh the pros and cons of various coverage levels. You can view quotes on multiple policies in one convenient location, so choosing the best Coconut Creek car insurance is easier than ever. Contact a Trusted Choice agent today to learn more about your options for comprehensive, affordable auto insurance in Coconut Creek. 

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