Methuen Car Insurance

Everything You Need to Know About Car Insurance in Methuen

Find the right car insurance policy for you.

Methuen, MA is a charming city that offers some of the most beautiful outdoor opportunities in Massachusetts. Whether you’re heading out for a day of fishing at the Forest Lake Pond or you plan to spend the day hiking in the Methuen Town Forest, make sure you’re covered with the best Methuen car insurance. Our Independent Insurance Agents provide Methuen drivers with one-on-one support as they shop for the most affordable auto coverage plans. Our friendly agents will guide you toward the most comprehensive policies at a price you can afford, giving you peace of mind that you’re covered every time you head out into Methuen’s heavy traffic.

  • National average cost per year: $1,311
  • Massachusetts average cost per year: $1,460
  • #16 most expensive auto premium in U.S.

Car insurance rates in Massachusetts are higher than the national average. Ultimately, how much you spend for coverage depend on your car's make and model, your age and your driving record. Our Independent Insurance Agents can help you lower the cost of Methuen auto insurance by providing quotes on multiple policies. Then you can compare plans and rates and select a plan that works for your lifestyle and budget.

Massachusetts Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: required
  • Minimum liability limits: 20/40/5

Massachusetts has strict auto insurance requirements for all drivers. Minimum coverage limits are $20,000 for individual injuries, $40,000 for total injuries in an accident and $5,000 for any resulting property damage. You also need to add uninsured motorist coverage. Our Independent Insurance Agents will guide you toward the policies that satisfy the state requirements and best protect you against the most common threats Methuen drivers face on the roadways.

Number of Uninsured Motorists in Massachusetts

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Massachusetts drivers: 3.9%

Due to a growing problem with uninsured drivers, Massachusetts now requires all drivers to add uninsured motorist coverage to their car insurance. This coverage is really a major asset. If you get into an accident and the party at fault isn’t insured, this policy steps in and pays for the damage to your car and any related medical expenses you incur after the accident.

Number of Auto Thefts in Massachusetts

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Massachusetts: 1.91

Methuen is generally a safe place to live in, with low unemployment, great schools, and a minimal crime rate. Unfortunately, auto thefts do happen occasionally, and if it happens to you, you want to have a comprehensive car insurance policy on your side. All you have to do is file a claim and you are compensated for the cost of your stolen vehicle. You’ll be able to buy a new car and get back out on the road in no time.

Find a Great Methuen Car Insurance Policy

Shopping for car insurance can seem overwhelming, but our Independent Insurance Agents make it easy. Our friendly agents will take the guesswork out of buying auto insurance by providing you with customized quotes from multiple policies and answering your questions about coverage options. By taking the time to do your homework, you can save a significant amount of money on your monthly premiums. Don’t skimp when it comes to Methuen car insurance. 

Call an agent today for a free quote, and learn more about the best coverage options for your vehicle.

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