Do you love to travel but hate staying in hotels? RVs are a great way to see the United States while enjoying all the comforts of home. Some are equipped with flat screen televisions, king size beds, and shade canopies. When traveling in an RV, it’s easy to take your time to enjoy popular Massachusetts sites like Martha’s Vineyard, Nantucket, and Battleship Cove. Just make sure you protect your home away from home with Massachusetts RV insurance.
If you aren’t sure where to start your search, consider contacting a Trusted Choice® member agent. Member agents are independent, unlike “captive agents” who can only quote from one source. Independent agents in the Trusted Choice network can compare multiple policies and Massachusetts motorhome insurance quotes to find the coverage you need. Contact an agent today to get started.
How to Register Your Massachusetts RV
When you register your RV, you will need to furnish several documents:
- Bill of sale
- Title or manufacturer’s certificate of origin
- Proof of payment of sales tax
- Vehicle serial number
- Required fee payment
- Completed application
Registration fees and the type of insurance you purchase depends on the RV model you own. If you aren’t sure what your motorhome is classified as, contact a Trusted Choice member agent who specializes in Massachusetts RV insurance. Your member agent will help you pinpoint an insurance policy to protect you. Below are the most common models found in Massachusetts:
- Class A motorhomes
- Class B motorhomes
- Class C motorhomes
- Motorhome bus conversion
- Travel trailers
- Fifth wheels
- Truck campers
Somebody living in a Class A motorhome may need more coverage than someone who pulls a pop-up camper to the lake during the summer. A Trusted Choice member agent can tailor your insurance policy to your unique needs.
What Does Massachusetts RV Insurance Cover?
Massachusetts requires that most RVs operating on public roads have liability and uninsured/underinsured motorist coverage. Liability protects you from the high costs of third-party property damage or bodily injury after an accident you cause.
Uninsured/underinsured motorist coverage provides benefits if you’re involved in an accident caused by someone who doesn’t have the appropriate level of coverage, or any coverage at all, to fully reimburse you for damages and injuries you or your passengers sustain. Since Massachusetts is a no-fault insurance state, a portion of your medical expenses is handled by a personal injury protection policy. If medical expenses exceed the PIP limit, uninsured motorist coverage can take care of the remaining balance.
A comprehensive policy covers all the "other than collision" damages that can happen to your RV. For example, if a tree falls on your motorhome, or someone steals it from your campsite, comprehensive insurance can help you get back on the road quickly. Some insurance companies even offer coverage outside the United States if you frequently travel to Mexico or Canada. Depending on your needs, there is a Massachusetts RV insurance policy for you. All you need to do is contact a Trusted Choice member agent for personalized help.
Affordable Massachusetts Motorhome Insurance Quotes
This state enjoys one of the lowest average RV premiums in the U.S. at about $1,128 per year. Of course, your annual premium will be based on several factors. If you’re a full timer, your coverage needs are much more extensive and premiums may be costly. However, it’s possible to find affordable insurance. Just contact an independent agent in the Trusted Choice network.
A member agent can compare quotes to find coverage within your budget. Don’t let the search for Massachusetts RV insurance frustrate you. When you work with a Trusted Choice member agent, you can feel more confident about your insurance coverage because you had professional help. To get the information you need, contact a Trusted Choice member agent today.