What's more fun than shooting across Lake Lure or Lake James on your Jet Ski or blasting over the waves at the Outer Banks on your WaveRunner? Not much, but using a PWC, or personal watercraft, also has its risks and dangers. Make sure that you're fully protected from all the potential mishaps with North Carolina PWC insurance before you launch out on your next water adventure.
An independent Trusted Choice® member agent can help you compare dozens of insurance policies and give you the right North Carolina PWC insurance quotes for your needs and risks. Contact an agent now for great coverage at an affordable price.
If you're between the ages of 14 to 26, you must meet the following requirements to operate or ride a PWC in NC:
PWCs face special risks and many insurance companies require you to cover your PWC with a specialized policy. Don't assume it is protected by your homeowners or boaters policy. The following are some available coverages you may want to consider.
Basic coverage types include:
Other specialty coverages include:
If you operate your PWC without the proper licensing, are riding after dusk or before dawn, or if you have enhanced the speed and performance of your personal watercraft, you probably will not be covered in the event of a mishap. Some insurers have other exclusions as well, so make sure you carefully review your policy and notify your Trusted Choice member agent of any special situations.
No matter what kind of personal watercraft you own, you can find North Carolina PWC insurance coverage for it. Some of the most popular stand-up PWCs can be used while sitting or kneeling. Sea-Doos and WaveRunners, the most well-known sit-downs, come in two- and four-person models and can tow wake boards and skis.
Each of these PWCs exposes you to specific risks, and the more riders you have the more your risk of liability increases. Let a Trusted Choice member agent review your current policy or help you determine a new policy that protects you fully.
Keep in mind that North Carolina requires $300,0000 of insurance on PWCs rented to the public. An independent agent from the Trusted Choice network can also help you customize a policy that covers your fleet of personal watercrafts, as well as your business risks.
Now that you are aware of all the risks you face when owning and operating a PWC, it is time to find the right North Carolina PWC insurance. An independent Trusted Choice member agent can help you compare dozens of PWC insurance options and quotes. Contact an agent now to get started.