Charlotte, NC Home Insurance
The average monthly cost of home insurance in Charlotte is $78. Not all Charlotte homeowners will pay the same for home insurance. Your monthly rate is based on the risks associated with where you live (e.g., crime and weather), the size of your home, your home’s building materials, and other unique characteristics of your home.
A high crime rate is a concern for any homeowner. Charlotte tends to have more thefts and burglaries per year than most American cities. Residents of Charlotte need to protect their home and belongings with common-sense deterrents. Your home should always be well-lit, and you should consider installing a security system. Above all, be sure that you have the right homeowners insurance in place to help you recover financially if you experience a break-in, theft, or vandalism in your home.
Asheville, NC Home Insurance
The average monthly cost of home insurance in Asheville is $$84. Home insurance rates in can vary from one homeowner to the next. Your rate will be based on factors like the size and location of your home, the age of your roof, your home’s building materials, and even your credit score.
Water is one of the most damaging disasters that can affect your Asheville home. Whether it's from rain, sewer backup, or flooding, water can completely destroy your home and your belongings. Homeowners insurance can help you repair and replace your belongings, and can even help you pay for a hotel if you are temporarily displaced while your home is being repaired.
Greenville, NC Home Insurance
The average monthly cost of home insurance in Greenville is $90. Because your homeowners insurance is completely customized to your home and your unique circumstances, your monthly premium may be more or less than average. Insurance companies consider your home’s size, its building materials, location, and other related risks to determine your monthly rate.
Strong winds can be a problem in Greenville. Windy conditions can occur without warning, causing devastating damage to your property. If you experience roof damage or other damage to the exterior of your home, how will you pay for repairs? With Greenville homeowners insurance, you can have peace of mind knowing that your wind-damaged home can be returned to normal.
Fayetteville, NC Home Insurance
The average monthly cost of home insurance in Fayetteville is $75. Your house is not the same as your neighbor’s. While everyone in your neighborhood faces the same crime and weather risks, your homeowners insurance premium is also based on the size of your home, your home’s building materials, and other unique characteristics of your home. Your monthly rate for Fayetteville home insurance may be higher or lower than average depending on these and several other factors.
Fayetteville has a very high crime rate compared to the rest of North Carolina and the US. Residents need to take common-sense precautions to protect their homes from break-ins. And they need to make sure they have quality, comprehensive homeowners insurance to make sure they are protected if a crime damages their home or belongings.
Wilmington, NC Home Insurance
The average monthly cost of home insurance in Wilmington is $159. Homeowners insurance premiums can vary, so what you pay for Wilmington home insurance might be higher or lower than this average. Your premium depends on the size of your home, the crime in your neighborhood, and any other special risks at your home, such as a trampoline, swimming pool, or aggressive dog breed.
Wilmington is a coastal city where residents are likely to experience water damage to their homes. Severe storms—and even hurricanes—bring driving rains and flooding. If you live in Wilmington, you must carefully select your homeowners insurance policy to make sure that all of your water-related risks are covered.
Greensboro, NC Home Insurance
The average monthly cost of home insurance in Greensboro is $57.Homeowners insurance in Greensboro costs less than in many other cities. What you pay may be more, however, depending on the specific risks associated with your home. Your rate depends on the size of your home, its building materials, the age of your roof, your credit rating, and other factors that are unique to your situation.
Greensboro has a relatively high crime rate when compared with the rest of the state and the entire US. That’s why you need to make sure your Greensboro homeowners insurance protects you against property damage and stolen property in case you are a victim of a break-in. And be sure to take precautions like extra locks and a security system to help secure your home.
Winston-Salem, NC Home Insurance
The average monthly cost of home insurance in Winston-Salem is $57. Your Winston-Salem home insurance premium depends on several variables like the size of your house, your home’s building materials, the crime in your area, and the presence of a swimming pool or any other unique risks.
Break-ins can happen anywhere, but in areas like Winston-Salem with higher crime rates, you need to be extra-careful. Be sure to secure your home with extra locks, keep your home well-lit, and consider installing a home security system. And above all, be sure your Winston-Salem homeowners insurance covers the unique risks you face, should the worst happen.
Raleigh, NC Home Insurance
The average monthly cost of home insurance in Raleigh is $103. A number of different factors help determine your Raleigh home insurance premium, so what you pay may be higher or lower than your neighbors. The crime rate in your area, the size of your home, and the materials used to build your home all impact how much you will pay on a monthly basis.
Wind is an unrelenting force that can wreak havoc on any kind of building, and it is a serious risk for Raleigh homeowners. High winds can cause damage to roofs and siding, break windows, uproot trees and carry away other unsecured items in your yard. With the right Raleigh homeowners insurance policy, you can have peace of mind knowing that the damage can be repaired and your home returned to normal without devastating your finances.
Durham, NC Home Insurance
The average monthly cost of home insurance in Durham is $74. The size of your house, your credit score, your home’s building materials, and the crime rate in your area will all determine how much you pay for Durham homeowners insurance. It’s important for your homeowners policy to cover the individual risks you face.
Homeowners in Durham face an increased risk for thefts and burglaries. Your Durham homeowners insurance policy should offer comprehensive coverage that protects you if you are a victim of a break-in. Your policy can help you pay to repair or replace stolen or damaged belongings, as well as repair any damage to your home caused by a break-in or another type of crime.
Cary, NC Home Insurance
The average monthly cost of home insurance in Cary is $139. A number of personal variables help determine how much you pay for Cary homeowners insurance. That's why your premium may be higher or lower than average. To determine your rates, insurance companies look at the size and age of your home, its building materials, and other unique risks associated with your neighborhood and property.
You can be held accountable if you or a family member damage someone else’s property, or worse, injure someone else. If, for example, someone slips and falls in your driveway, you may be asked to pay for the injured person’s medical bills and other related expenses. Your homeowners insurance offers liability coverage that helps you in these types of circumstances. It can even help you pay for attorney fees if you are sued.
Chapel Hill, NC Home Insurance
The average monthly cost of home insurance in Chapel Hill is $155. Chapel Hill homeowners insurance might cost a little more than in some other cities in North Carolina. But you might pay more or less than others in your community. Your customized rate is based on unique factors like the size, location, and age of your home, the crime in your area, and other variables.
Bad things can happen anywhere, even on your property. Your Chapel Hill homeowners insurance protects you if you cause property damage or injuries to other people. If your child hits a baseball through a neighbor’s window, your homeowners insurance can help pay to repair the damage. If a delivery person slips and falls in your driveway, your Chapel Hill home insurance can help pay for medical bills and other related expenses. Without it, you could face serious financial consequences.
High Point, NC Home Insurance
The average monthly cost of home insurance in High Point is $55. High Point homeowners insurance is very affordable for most residents, but your premium may be higher or lower than your neighbor’s. Everyone pays a customized rate based on the size of the home, its building materials, the local crime rate, and other individual variables. If you have a pool, a trampoline, or an aggressive dog breed, expect to pay a lot more than others without these additional risks.
Strong winds can easily damage the roof, siding, and windows of your High Point home. It can blow trees onto your roof, and destroy unsecured belongings in your yard. You need quality High Point homeowners insurance that effectively covers your wind risk.
Burlington, NC Home Insurance
The average monthly cost of home insurance in Burlington is $46. Did you know that your home's size, location, age, and building materials all help determine how much you pay for Burlington home insurance? You may pay more or less than others, but having a customized policy ensures that all of your unique risks are covered, and that you will be properly reimbursed should you have a loss.
Strong winds in Burlington can result in severe damage to your home. Without your Burlington homeowners insurance policy, how would you pay for broken windows, missing roof shingles, and damaged siding? Or worse, if high winds blow a tree onto your home, will you be able to afford to stay in a hotel while the repairs are being made? A comprehensive home insurance policy can give you security to weather the storm without worry.
Rocky Mount, NC Home Insurance
The average monthly cost of home insurance in Rocky Mount is $55. Your customized Rocky Mount home insurance rate will be based on variables like the size, location, and age of your home, as well as the crime and weather risks in your city. What’s most important is that you have the right amount of coverage to repair and replace your home and belongings should you have a loss.
Rocky Mount has a relatively high crime rate compared to some cities in North Carolina. Residents need to take precautions to protect their homes from break-ins, and they need comprehensive home insurance to ensure they can repair or replace belongings if they are victimized.
Hickory/Statesville, NC Home Insurance
The average monthly cost of home insurance in Hickory/Statesville is $62. Residents of Hickory/Statesville pay relatively low rates for homeowners insurance. But your premium may be more or less than your neighbor’s. Your monthly rate will take into account your home’s age, size, and building materials, as well as any other special risks you present. If you have a swimming pool, a trampoline, or an aggressive dog breed, expect to pay significantly increased rates for home insurance.
Water is one of the most destructive forces in nature, and whether from rain, flooding, or sewer backup, water can destroy your home and belongings. If the initial water event doesn’t ruin everything in sight, the mold and mildew that follow certainly will. With an elevated risk for water damage, residents of Hickory/Statesville need homeowners insurance that addresses a variety of water-related perils.