Whether you are headed for a relaxing weekend in the Outer Banks, or for some dirt biking in the Appalachians, or to enjoy some good food and music at an Asheville hotspot, a motorcycle is a great way to get there. With North Carolina motorcycle insurance you can travel light, knowing you are protected from the liabilities and risks you'll face on the road.
Motorcycle insurance covers choppers, sports bikes, dirt bikes and any other kind of motorcycle. Get a North Carolina motorcycle insurance quote today by contacting an independent Trusted Choice® member agent. Your local agent can help you compare several motorcycle insurance quotes and find you the policy that fully protects your ride at a great price.
Riding a motorcycle comes with risks. If you own a motorcycle in North Carolina, state law requires you carry certain minimum limits of motorcycle liability insurance. Liability insurance covers bodily injury or property damage you cause to someone else. Minimum requirements include:
Even though these are state mandated minimum coverages, insurance experts recommend that you carry higher liability limits. A Trusted Choice member agent can help you determine what limits make sense for your risks and budget.
Similar to car insurance, motorcycle insurance can protect you from damage caused by collisions, damage caused by events "other than collisions," and injury or damage you cause to other people or property. You can also carry uninsured and underinsured insurance.
As with any insurance policy, the cost of your premium varies based on your age, your motorcycling experience, the value of your bike, the type of bike, how you store your motorcycle, the extent of your coverage and your coverage limits.
For example, a dirt bike you use on the weekends on mountain trails may be more risky than a cruiser you take to work each day. Or a sport bike you ride on major highways in Charlotte may be considered more risky than a chopper you drive in a rural community. But you also have to factor in how many miles you drive each week and the actual value of the bike.
With all variables considered, your specific motorcycle insurance policy may cost anywhere from $150 per year to over $2,000 per year.
There's a lot to consider, but a knowledgeable independent agent can help you find the best policy for your specific bike and situation. Your agent can search hundreds of available options and quotes to find the policy that is right for you and your motorcycle.
Are you ready to hit the road with confidence knowing you are fully covered? An independent Trusted Choice member agent can help you compare North Carolina motorcycle insurance quotes and find the right policy for your needs and budget.
Contact a local member agent to get your questions answered and find the right North Carolina motorcycle insurance coverage for you.