Despite laws that require car insurance in North Carolina,sometimes people drive without any coverage. These drivers have no financial backup plan for accidents, and are likely unable to pay for damage if they cause an accident.
While North Carolina has a relatively low percentage of uninsured drivers, you are still at risk. But with uninsured motorist coverage, you can have peace of mind and the protection you need if an uninsured driver hits you. Uninsured motorist coverage pays for your vehicle repairs and medical expenses if you are in an accident and the at-fault driver does not have insurance.