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What type of insurance do you need?
North Carolina drivers pay $986 per year, on average, for car insurance. This is lower than the national average of $1,311 per year.
North Carolina drivers can find the best rates by doing their homework. An independent insurance agent can help you get quotes from multiple insurance companies, so you can be sure you are getting the best coverage for your needs, at the right price.
North Carolina’s roads can be congested and dangerous at any time of year. Accidents can happen in the blink of an eye. If you are involved in a crash, here are a few of the ways that your North Carolina auto insurance can help...
Like most states, North Carolina requires all drivers to purchase a minimum amount of liability insurance. These mandatory limits ensure that drivers are prepared to pay for damage and medical bills for others if they cause an accident.
The driver who caused the accident is responsible for covering the cost of damages.
Despite laws that require car insurance in North Carolina,sometimes people drive without any coverage. These drivers have no financial backup plan for accidents, and are likely unable to pay for damage if they cause an accident.
While North Carolina has a relatively low percentage of uninsured drivers, you are still at risk. But with uninsured motorist coverage, you can have peace of mind and the protection you need if an uninsured driver hits you. Uninsured motorist coverage pays for your vehicle repairs and medical expenses if you are in an accident and the at-fault driver does not have insurance.
An independent insurance agent compares multiple companies to find the best policy for your needs.
National average time spent commuting 25.4 Min
National average car thefts per 1,000 2.94 Year
National average car insurance cost $1318 Year
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