Cary, NC is the seventh largest city in North Carolina. It is one of the safest cities in the U.S., with an educated and affluent population of over 135,000 residents.
But even in the safe city of Cary, car accidents happen. When they do, you need a Cary auto insurance policy to help you pay for the consequences.
Trusted Choice® Independent Insurance Agents can assess the unique risks you face as a North Carolina driver. Cary residents can trust our local, friendly agents to work hard to find the right coverage at the right price.
Receiving 360 degrees of protection is easy when you partner with a Trusted Choice agent.
Did you know? The average cost of Cary car insurance is $163 per month.
Cary car insurance is affordable for most drivers. When considering the price, insurance companies consider:
Don’t overpay for car insurance. A Trusted Choice agent will find a policy that protects you from the risks you face and fits within your budget.
Cary car insurance helps you pay for damage or injuries that you cause if you are at fault for an accident. But if you only purchase the minimum coverage amount required by the state, you may be under-protected if you are involved in a serious crash. Consider what a Cary car insurance policy can do for you before you decide how much coverage you need.
The driver who caused the accident, of course. But approximately 9.1% of drivers in North Carolina are uninsured. If an uninsured driver gets in an accident, the other driver has to cover all of the expenses, even if the uninsured driver is at fault. That's why you need “uninsured motorist coverage.” It covers your vehicle damage and medical expenses if you are hit by an uninsured driver. Without this specific coverage, your own insurance wouldn’t pay either. Not all states require drivers to purchase uninsured motorist coverage. But North Carolina does require you to have uninsured motorist coverage.
Monthly auto insurance premiums vary greatly from person to person. Your payment will be based on:
The type of car you drive plays huge role in what you pay for car insurance. Would your car be expensive to repair or replace? If yes, expect your car insurance to cost more, too.
If you want to keep your rates low, consider driving a modest car (e.g., a used mini-van) that is rarely targeted by thieves and is inexpensive to repair.
The more time you spend on the roads, the more likely it is that you'll be in an accident.
Cary drivers have an average commute time of 20.3 minutes which is about 5 min less than the national average.
Number of Auto Thefts in Cary
Cary has a very low auto theft rate relative to the U.S. overall. This is good news for Cary drivers who likely enjoy lower car insurance rates as a result. But no matter where you live, you need to protect your car from auto theft. And you need good auto insurance to help you pay to replace your car if it is stolen. A Cary auto insurance policy can help you replace your car quickly after a theft.
Local Trusted Choice independent agents take pride in offering high-quality car insurance to Cary residents. Our agents can work with multiple insurance companies, so you can choose the option that best works for you and your family. Affordable Cary car insurance is just a click away.