From fender benders on Church Street to multi-car collisions on I-40/85, accidents can happen anytime, anywhere and to anyone —even to the most careful and experienced drivers. Fortunately, a dependable car insurance policy can shield Burlington drivers from the expensive costs associated with vehicle collisions.
An independent insurance agent with an office in or near Burlington can help you find the best and most affordable auto insurance policy to meet all of your coverage needs. Find an insurance agent near you to get started.
The good news is that North Carolina is the 6th least expensive state for auto insurance. The average cost of car insurance in this state is significantly lower than the national rate, and in Burlington, costs tend to be even lower.
Every insurance company you contact is likely to quote you a different cost for coverage. The company that is least expensive for one person may not be the best choice for another. This is because each insurer has its own proprietary method for assessing risk and calculating costs.
Your car insurance rates may be influenced by a number of factors such as:
Independent agents in Burlington make comparison shopping easy by obtaining customized car insurance quotes from a number of highly rated insurance companies on your behalf.
Vehicle owners in North Carolina must carry car insurance that meets or exceeds the following requirements:
While these minimum requirements may seem like they are giving you a lot of coverage, they are unlikely to be high enough to handle all your liabilities if you are responsible for a serious collision, especially if it involves significant third-party injuries.
If the expenses you are responsible for exceed your coverage limits, you will be expected to make up the difference out-of-pocket. That is why many Burlington drivers choose to purchase liability coverage in amounts that are significantly higher than the state requires. An independent agent can help your review your costs for various levels of coverage.
If you want to have even more liability coverage than your car insurance will allow, you can also purchase an umbrella insurance policy. This is an affordable way to significantly boost all of your liability coverage. Talk to your insurance agent to learn more.
In addition to the required liability and uninsured motorist coverage that must be included in your car insurance policy, your auto insurance provider will offer a variety of other coverage options. These include:
To learn more, talk to your local independent insurance agent.
The auto theft rate in North Carolina is lower than the state’s average rate, and in Burlington, it is even lower. There are approximately 100 reported car thefts in this city each year.
Be aware that your car insurance policy must include comprehensive insurance in order for you to be reimbursed for an auto theft. The lower vehicle theft rate in this city can help to keep costs for the added coverage affordable.
Independent insurance agents can be a great source of information when you are looking for the right car insurance. These agents can explain your various options, answer your insurance-related questions, and provide you with a variety of customized car insurance quotes. That way you can choose the policy that offers the coverage you want at the most affordable price.
Contact an insurance agent near you to begin your search for the best car insurance policy in Burlington.