btis-logo

Builders & Tradesmen's Insurance

Solutions through Technology & Partnerships

Welcome to Builders & Tradesmen's Insurance Agent Resources

We offer a wide range of commercial lines and are focused on developing and implementing cutting edge technology to provide individual service, exceptional value, ease of use and rapid turn around times.

A commitment to our Agent Partners

BTIS is committed to providing quality, robust, individualized products and the highest level of service. We ensure each client feels confident and secure in selecting us as their provider, and are dedicated to the success of our customers. By offering education and sales tools we allow our producers to be a trusted source for insurance that their clients, in turn, can rely upon. Our product lines include Contractor General Liability, Workers’ Compensation, BOP & Small Business Insurance, Inland Marine, Builders Risk, Excess, Commercial Auto and Contract Bonds, let us help you on your next risk. 

Contact Information

For quote & policy help, call: (877) 649-6682
or email:spu@btisinc.com

Builders & Tradesmen's Insurance - Risk Appetite

powered by Ask Kodiak

Select the coverage below to learn more about what we offer.

Starr Marine GL is powered by Starr Insurance Companies. This exclusive program is only available through BTIS. Offering General Liability for your Marine Artisan Contractors, working on vessels and marinas. Over 20 marine classes available! Quote and Bind online in minutes all while providing the right coverage to keep your marine contractors afloat. Quoting is fast, simple and easy through our Contractor Marketplace just use our Boat/Marina contractor class.

Available In

Appetite by Sector

Starr Marine has eligible classes in 1 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Construction

Highlights

  • A rated by A.M Best
  • Quote and bind online in minutes -No signatures required!
  • Competitive Premiums starting at $110 a month
  • Multiple Payment Options - like $0 down and paperless Financing
  • Include your Broker Fee
  • Simple Renewal Process
  • Flexible deductible
  • Free blanket Additional Insured and Wavier of Subrogation

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$900.00
Maximum
$15,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Starr Marine generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$1 - $3,000,000
Full-Time Employees
0 - 50
Part-Time Employees
0 - 50
Acceptable Entities
C Corporation
Corporation
General Partnership
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation

Resources

Eligible risks for Builders & Tradesmen's Insurance Starr Marine generally meet the following guidelines.

ContracPac - Admitted Contractor General Liability powered by CBIC. This product is great for your large contractors like Homebuilders and Commercial Construction. We can now write your General Contractors too! Now available Contractors E&O! Quoting is fast, simple and easy through our Contractor GL Marketplace.

Available In

Appetite by Sector

Contractors Bonding and Insurance Company (CBIC) has eligible classes in 5 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Construction
2. Administrative and Support and Waste Management and Remediation Services
3. Professional, Scientific, and Technical Services
4. Other Services (except Public Administration)
5. Retail Trade

Highlights

  • A+ by A.M Best rating
  • Higher annual receipts: - General Contractors up to $3 million - Artisan Contractors up to $2 million
  • Quick Turnaround times
  • No maximum payroll
  • No maximum sub costs percentage Insured must manage all subs on site
  • Homebuilders and Commercial construction
  • New Residential Drywall - Okay
  • Direct bill or agency bill - varies by state
  • Auto Renewal
  • Online payment options
  • Prompt and efficient claims handling

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$650.00
Maximum
$20,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Contractors Bonding and Insurance Company (CBIC) generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$5,000 - $3,000,000
Full-Time Employees
0 - 50
Part-Time Employees
0 - 50
Acceptable Entities
C Corporation
Corporation
General Partnership
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation

Resources

Eligible risks for Builders & Tradesmen's Insurance Contractors Bonding and Insurance Company (CBIC) generally meet the following guidelines.

The Victory® Admitted Contractor Program by AmTrust provides General Liability Coverage for artisan/trade contractors for both commercial and residential work. It is designed to meet the needs of small artisan contractors conducting business within the trades and construction industry. Quoting is fast, simple and easy through our Contractor GL Marketplace

Available In

Appetite by Sector

Victory Contractors General Liability - AmTrust has eligible classes in 5 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Construction
2. Administrative and Support and Waste Management and Remediation Services
3. Professional, Scientific, and Technical Services
4. Other Services (except Public Administration)
5. Retail Trade

Highlights

  • A XV rating by A.M Best
  • 45 Artisan Contractor Classes
  • Instant Approvals with Victory Express
  • Online Pricing & Submissions, No More Acord Applications!
  • Multiple Payment Options Including: ∙ Direct Bill with Available Zero Down ∙ Premium Finance with Available 10% Down
  • Contractors Miscellaneous Tools & Small Equipment Coverage
  • Faulty Workmanship Coverage Endorsement
  • 10% Package Discount Available - AmTrust Work Comp Only
  • Simple PDF Application
  • No Fee Blanket Additional Insured Endorsements
  • Auto Renewal
  • Primary wording and Wavier of subrogation included

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$700.00
Maximum
$15,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Victory Contractors General Liability - AmTrust generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$5,000 - $1,500,000
Full-Time Employees
0 - 50
Part-Time Employees
0 - 50
Acceptable Entities
C Corporation
Corporation
General Partnership
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation

Resources

Eligible risks for Builders & Tradesmen's Insurance Victory Contractors General Liability - AmTrust generally meet the following guidelines.

The Victory® Admitted Contractor Program by Clear Spring is our new proprietary General Liability product. Providing General Liability coverage for 45 artisan/trade contractor classes for both commercial and residential work. Our Victory GL is back and better than ever, available in most states. We brought back our Faulty Workmanship coverage and the 1185 Additional Insured endorsement. Quoting is fast, simple and easy through our Contractor GL Marketplace.

Available In

Appetite by Sector

Victory Contractors General Liability - Clear Spring has eligible classes in 4 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Construction
2. Administrative and Support and Waste Management and Remediation Services
3. Other Services (except Public Administration)
4. Professional, Scientific, and Technical Services

Highlights

  • A - by A.M Best Rating
  • Instant Approvals on most accounts
  • Multiple Payment Options Including: ∙ Direct Bill with Available Zero Down ∙ Premium Finance with Available 10% Down
  • Contactless eSignature available in most states
  • Contractors Miscellaneous Tools & Small Equipment Coverage
  • Faulty Workmanship Coverage Endorsement
  • Include your Broker Fee
  • Optional Credit up to 25% is available for 100% Service/Repair work
  • No Fee Blanket Additional Insured Endorsements
  • Now Available - 1185 Additional Insured endorsement
  • No Acord Apps Or Supplementals
  • Primary wording and Wavier of subrogation included

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$350.00
Maximum
$15,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Victory Contractors General Liability - Clear Spring generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$5,000 - $1,500,000
Full-Time Employees
0 - 50
Part-Time Employees
0 - 50
Acceptable Entities
C Corporation
Corporation
General Partnership
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation

Resources

Eligible risks for Builders & Tradesmen's Insurance Victory Contractors General Liability - Clear Spring generally meet the following guidelines.

Our proprietary Best Choice contractor GL product is powered by C.N.A. This product was designed exclusively for BTIS agents and can only be found in the contractor general liability marketplace. Offering 68 classes including 12 new admitted contractor class codes, unique optional coverages and lower premiums for your preferred contractors. Quoting is fast, simple and easy!

Available In

Appetite by Sector

Best Choice Contractor General Liability has eligible classes in 5 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Construction
2. Administrative and Support and Waste Management and Remediation Services
3. Other Services (except Public Administration)
4. Professional, Scientific, and Technical Services
5. Retail Trade

Highlights

  • A Rated by A.M. Best
  • eSignature for faster processing
  • Instant Approvals on most accounts
  • Quote and bind online in minutes - No apps or supplementals
  • Faulty Workmanship Coverage Endorsement - varies by state
  • Multiple payment options - $0 down with Direct Bill
  • Touchless Auto Renewal
  • Contractors Miscellaneous Tools & Small Equipment Coverage
  • No loss runs required On accounts with premiums under $5,000
  • Include your Broker Fee
  • 1185 equivalent AI endorsement is Available - varies by state
  • Optional business description limitation (BDL) buy-back for residential & commercial carpentry
  • 12 New Admitted Classes
  • 68 Artisan Contractor Classes available

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$350.00
Maximum
$15,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Best Choice Contractor General Liability generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$5,000 - $1,500,000
Full-Time Employees
0 - 50
Part-Time Employees
0 - 50
Acceptable Entities
C Corporation
Corporation
General Partnership
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation

Resources

Eligible risks for Builders & Tradesmen's Insurance Best Choice Contractor General Liability generally meet the following guidelines.

The AmTrust Workers’ Compensation program through BTIS can quote over 350 total classes, including construction classes. We have the underwriting pen in house with this carrier and we can offer advanced options, credits and turn-times not found going direct to the carrier. AmTrust through BTIS also offers fast online price indication and submission, great commission and multiple payment options. Quoted through our New Work Comp multi carrier rater, our Marketplace.

Available In

Appetite by Sector

AmTrust Workers Compensation has eligible classes in 20 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Retail Trade
2. Utilities
3. Agriculture, Forestry, Fishing and Hunting
4. Educational Services
5. Mining, Quarrying, and Oil and Gas Extraction
6. Accommodation and Food Services
7. Manufacturing
8. Wholesale Trade
9. Transportation and Warehousing
10. Construction
11. Health Care and Social Assistance
12. Other Services (except Public Administration)
13. Administrative and Support and Waste Management and Remediation Services
14. Professional, Scientific, and Technical Services
15. Arts, Entertainment, and Recreation
16. Real Estate and Rental and Leasing
17. Information
18. Finance and Insurance
19. Public Administration
20. Management of Companies and Enterprises

Highlights

  • Rated A- by A.M. Best Co.
  • Available in most states
  • Multiple payment options - Direct Bill and PAYO
  • Low deposit requirement / monthly payroll reporting available
  • High Ex Mods considered
  • One full time employee preferred
  • New ventures considered
  • 350 classes available
  • No Loss runs required
  • No Acord applications or supplementals

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$500.00
Maximum
$500,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance AmTrust Workers Compensation generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$0 - $1,000,000
Full-Time Employees
1 - 1,000,000
Part-Time Employees
0 - 1,000,000
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Resources

Eligible risks for Builders & Tradesmen's Insurance AmTrust Workers Compensation generally meet the following guidelines.

EMPLOYERS remains focused on keeping America’s Main Street businesses not only working, but working safely, providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service.

Available In

Appetite by Sector

EMPLOYERS has eligible classes in 13 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Accommodation and Food Services
2. Retail Trade
3. Professional, Scientific, and Technical Services
4. Other Services (except Public Administration)
5. Educational Services
6. Manufacturing
7. Real Estate and Rental and Leasing
8. Arts, Entertainment, and Recreation
9. Wholesale Trade
10. Health Care and Social Assistance
11. Information
12. Finance and Insurance
13. Administrative and Support and Waste Management and Remediation Services

Highlights

  • Rated A- by A.M Best rating
  • High Experience Mod's Okay
  • Efficient Claims Handling - 24/7, multi-lingual claim reporting center provides prompt service to injured workers while helping control claim costs by working with physicians to evaluate care.
  • Rushes possible
  • Association and Anthem/Blue Cross discounts available
  • Loss Control Support - resources to help you reduce workplace injuries and illnesses which can improve productivity and long term profitability
  • 100 + years experience in the industry

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$1.00
Maximum
$100,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance EMPLOYERS generally meet the following guidelines.

Years in Business
0 (min)
Full-Time Employees
1 (min)
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Resources

Eligible risks for Builders & Tradesmen's Insurance EMPLOYERS generally meet the following guidelines.

Our Liberty Mutual work comp program can help reduce medical costs, return employees to work faster, and support a strong bottom line. Liberty Mutual closes workers compensation claims 18 percent faster and at an 11 percent lower cost on average, than our major competitors.

Available In

Appetite by Sector

Liberty Mutual Insurance Company has eligible classes in 17 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Educational Services
2. Accommodation and Food Services
3. Retail Trade
4. Construction
5. Professional, Scientific, and Technical Services
6. Other Services (except Public Administration)
7. Finance and Insurance
8. Real Estate and Rental and Leasing
9. Manufacturing
10. Health Care and Social Assistance
11. Administrative and Support and Waste Management and Remediation Services
12. Management of Companies and Enterprises
13. Transportation and Warehousing
14. Arts, Entertainment, and Recreation
15. Wholesale Trade
16. Information
17. Mining, Quarrying, and Oil and Gas Extraction

Highlights

  • Optional endorsement - Longshore and harbor workers compensation (incidental exposures)
  • Optional endorsement - Voluntary compensation and employer's liability coverage
  • Optional endorsement - Waiver of right to recover from others

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$250.00
Maximum
$150,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Liberty Mutual Insurance Company generally meet the following guidelines.

Years in Business
0 (min)
Full-Time Employees
1 (min)
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Attune is our Businessowners policy for Contractors. Offering General Liability for your small single trade artisans. All accounts include tools coverage and the policy is on BOP form.

Available In

Appetite by Sector

Attune has eligible classes in 4 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Construction
2. Administrative and Support and Waste Management and Remediation Services
3. Professional, Scientific, and Technical Services
4. Other Services (except Public Administration)

Highlights

  • Direct bill payment plan
  • Automatic Renewal
  • Quick Turnaround times
  • Easily add Excess liability
  • $3,000 of contractor’s tools at each covered job site limit included and can be increased up to $25,000
  • $5,000 Property in Transit included
  • Contractors Enhancement package included
  • Completed operations can be added per entity by request in most states

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$450.00
Maximum
$15,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Attune generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$5,000 - $2,000,000
Full-Time Employees
0 - 50
Part-Time Employees
0 - 50
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Resources

Eligible risks for Builders & Tradesmen's Insurance Attune generally meet the following guidelines.

Attune is our Businessowners policy for your main street risks.

Available In

Appetite by Sector

Attune Mainstreet Bop has eligible classes in 4 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Construction
2. Administrative and Support and Waste Management and Remediation Services
3. Professional, Scientific, and Technical Services
4. Other Services (except Public Administration)

Highlights

  • Direct bill payment plan
  • Automatic Renewal
  • Quick Turnaround times
  • Easily add Excess liability
  • Liquor liability

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$450.00
Maximum
$15,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Attune Mainstreet Bop generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$0 - $2,000,000
Full-Time Employees
0 - 50
Part-Time Employees
0 - 50
Total Insured Value
$4,000,000 (max)
Square Footage
50,000 (max)
Building Age (Years)
20 (max)
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Resources

Eligible risks for Builders & Tradesmen's Insurance Attune Mainstreet Bop generally meet the following guidelines.

Hiscox NOW General Liability (GL) Protects your clients' businesses from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.

Available In

Appetite by Sector

Hiscox NOW - General Liability has eligible classes in 15 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services
2. Retail Trade
3. Health Care and Social Assistance
4. Construction
5. Real Estate and Rental and Leasing
6. Administrative and Support and Waste Management and Remediation Services
7. Finance and Insurance
8. Accommodation and Food Services
9. Other Services (except Public Administration)
10. Educational Services
11. Information
12. Arts, Entertainment, and Recreation
13. Wholesale Trade
14. Transportation and Warehousing
15. Manufacturing

Highlights

  • Instant Binding: Same-day coverage policy documents emailed immediately
  • 15% Commission
  • Broad Appetite: Policies customized for over 150 professions
  • Agent Servicing: Hiscox advisors can answer appetite questions and facilitate a quote by phone
  • Package Policies: Hiscox NOW provides you with the capability to combine PL and GL or PL and BOP all in one quote.
  • Automatic Renewal: Earn commissions for the lifetime of coverage
  • Direct Bill: Hiscox handles all servicing and billing

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$350.00
Maximum
$10,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Resources

Eligible risks for Builders & Tradesmen's Insurance Hiscox NOW - General Liability generally meet the following guidelines.

Hiscox NOW Business Owners Insurance (BOP) Combination of general liability and business property insurance. It protects your clients' own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.

Available In

Appetite by Sector

Hiscox NOW - Business Owners Policy has eligible classes in 13 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services
2. Health Care and Social Assistance
3. Finance and Insurance
4. Accommodation and Food Services
5. Administrative and Support and Waste Management and Remediation Services
6. Educational Services
7. Retail Trade
8. Other Services (except Public Administration)
9. Transportation and Warehousing
10. Information
11. Arts, Entertainment, and Recreation
12. Real Estate and Rental and Leasing
13. Wholesale Trade

Highlights

  • Aggregate limit: $2M online (up to $4M by phone)
  • Instant Binding: Same-day coverage policy documents emailed immediately
  • Broad Appetite: Policies customized for over 100 professions
  • Agent Servicing: Hiscox advisors can answer appetite questions and facilitate a quote by phone
  • Direct Bill: Hiscox handles all servicing and billing
  • Automatic Renewal: Earn commissions for the lifetime of coverage
  • Work from home discount up to 5% (subject to minimum premium)

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$393.00
Maximum
$20,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Hiscox NOW - Business Owners Policy generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$0 - $300,000
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Resources

Eligible risks for Builders & Tradesmen's Insurance Hiscox NOW - Business Owners Policy generally meet the following guidelines.

PIE Insurance is Workers' Comp insurance made for small businesses. Pie has redesigned the insurance experience from quote to claim. Writing your small business comp risks with PIE through BTIS helps save your clients money.

Available In

Appetite by Sector

PIE Insurance - Workers Compensation has eligible classes in 10 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Accommodation and Food Services
2. Transportation and Warehousing
3. Other Services (except Public Administration)
4. Construction
5. Retail Trade
6. Administrative and Support and Waste Management and Remediation Services
7. Health Care and Social Assistance
8. Arts, Entertainment, and Recreation
9. Manufacturing
10. Wholesale Trade

Highlights

  • A- Rated Carrier by A.M Best
  • Many payment options available
  • Coverage easy as PIE
  • Available in most states
  • Custom made for businesses
  • Pricing made exclusively for small business owners

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$1.00
Maximum
$75,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance PIE Insurance - Workers Compensation generally meet the following guidelines.

Years in Business
0 (min)
Full-Time Employees
1 (min)
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Resources

Eligible risks for Builders & Tradesmen's Insurance PIE Insurance - Workers Compensation generally meet the following guidelines.

Hiscox NOW Professional Liability (PL)/Errors & Omissions (E&O) Protects your clients if they're sued for negligently performing their services, even if they haven't made a mistake. Coverage also includes defense costs associated with any lawsuit.

Available In

Appetite by Sector

Hiscox NOW Professional Liability (E&O) has eligible classes in 11 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services
2. Health Care and Social Assistance
3. Real Estate and Rental and Leasing
4. Administrative and Support and Waste Management and Remediation Services
5. Educational Services
6. Retail Trade
7. Other Services (except Public Administration)
8. Finance and Insurance
9. Information
10. Arts, Entertainment, and Recreation
11. Wholesale Trade

Highlights

  • Instant Binding: Same-day coverage policy documents emailed immediately
  • Aggregate limit: $2M online (up to $5M by phone)
  • 15% Commission
  • Broad Appetite: Policies customized for over 110 professions
  • Agent Servicing: Hiscox advisors can answer appetite questions and facilitate a quote by phone
  • Direct Bill: Hiscox handles all servicing and billing
  • Automatic Renewal: Earn commissions for the lifetime of coverage
  • Package Policies: Hiscox NOW provides you with the capability to combine PL and GL or PL and BOP all in one quote.

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$270.00
Maximum
$200,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Hiscox NOW Professional Liability (E&O) generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$5,000,000 (max)
Full-Time Employees
100 (max)
Part-Time Employees
100 (max)
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Resources

Eligible risks for Builders & Tradesmen's Insurance Hiscox NOW Professional Liability (E&O) generally meet the following guidelines.

ICW group

Available In

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$1.00
Maximum
$1.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance ICW generally meet the following guidelines.

Years in Business
0 (min)
Full-Time Employees
1 (min)
Acceptable Entities
C Corporation
Corporation
General Partnership
Joint Venture
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation

Affordable Protection in an Ever-Changing World Kemper Auto specializes in personal auto insurance options for anyone who may have had difficulty obtaining or maintaining insurance coverage in the past. We offer flexible policies and comprehensive coverage options that range from basic to robust, allowing you to choose the coverage that meets your needs and your budget.

Available In

Appetite by Sector

Kemper Auto has eligible classes in 20 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Agriculture, Forestry, Fishing and Hunting
2. Construction
3. Wholesale Trade
4. Finance and Insurance
5. Management of Companies and Enterprises
6. Educational Services
7. Health Care and Social Assistance
8. Arts, Entertainment, and Recreation
9. Other Services (except Public Administration)
10. Public Administration
11. Transportation and Warehousing
12. Administrative and Support and Waste Management and Remediation Services
13. Professional, Scientific, and Technical Services
14. Mining, Quarrying, and Oil and Gas Extraction
15. Retail Trade
16. Real Estate and Rental and Leasing
17. Utilities
18. Accommodation and Food Services
19. Information
20. Manufacturing

Highlights

  • Multiple payment options
  • Exceptional claims service
  • Online portal for insureds
  • Personal use endorsement
  • Roadside Assistance
  • Non-owned Auto
  • Hired Auto
  • Truck Cargo Coverage
  • Any Auto
  • Waiver of Subrogation
  • Discounts Available - Proof of Prior Insurance (6 months Personal or Commercial) •Paid in Full • Business Experience • Multi-Vehicle *Not all discounts available in all states.

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$1.00
Maximum
$100,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Kemper Auto generally meet the following guidelines.

Years in Business
0 (min)
Number of Vehicles
30 (max)
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Resources

Eligible risks for Builders & Tradesmen's Insurance Kemper Auto generally meet the following guidelines.

Clear Spring Work Comp is our new proprietary Workers' Comp market expansion. Clear Spring offers 400+ classes, minimum premium for the product is $990 out the door. New classes like, Owner Only with subs, Roofing, Cannabis and towing are now available class codes offered in CA. We will expand this product to other states in the near future. If the risk is within our appetite our price wins 92% of the time

Available In

Appetite by Sector

Clear Spring Workers' Compensation has eligible classes in 20 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Retail Trade
2. Accommodation and Food Services
3. Manufacturing
4. Wholesale Trade
5. Professional, Scientific, and Technical Services
6. Health Care and Social Assistance
7. Construction
8. Other Services (except Public Administration)
9. Transportation and Warehousing
10. Information
11. Finance and Insurance
12. Educational Services
13. Arts, Entertainment, and Recreation
14. Real Estate and Rental and Leasing
15. Administrative and Support and Waste Management and Remediation Services
16. Mining, Quarrying, and Oil and Gas Extraction
17. Utilities
18. Agriculture, Forestry, Fishing and Hunting
19. Management of Companies and Enterprises
20. Public Administration

Highlights

  • Rated A- (Excellent) by A.M. Best
  • 400 Eligible class codes
  • Roofing and Solar OK
  • True New Ventures OK
  • Contactless DocuSign and monthly payroll reporting coming soon
  • Simplified proposal displays net rate per class and detailed available pay plans with amounts due
  • Only 1 payment needed to bind coverage instantly online
  • Very Competitive rates for Contractors
  • Add your Broker Fee
  • Minimum Premium $750
  • Clean Net Rates
  • Payment Plans

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$750.00
Maximum
$15,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Builders & Tradesmen's Insurance Clear Spring Workers' Compensation generally meet the following guidelines.

Years in Business
0 (min)
Full-Time Employees
0 (min)
Part-Time Employees
0 (min)
Acceptable Entities
Association
Condo Association
City Commission
C Corporation
City Department
Co-Employer
Church
Closely Held Corporation
Common Ownership
Corporation
Condo Owners
County
Estate of
Farm Corporation
Governmental Entity
General Partnership
Homeowners Association
Individual
Indian Tribe / First Nation
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Labor Union
Municipality
Not for Profit Organization
Other
Proprietorship
Partnership
School Board
School
S Corporation
Sole Proprietor
Subchapter S Corporation
Township
Trust
Unincorporated Association

Resources

Eligible risks for Builders & Tradesmen's Insurance Clear Spring Workers' Compensation generally meet the following guidelines.