Massachusetts Trailer Insurance

How to Find Massachusetts Trailer Insurance

Find the right trailer insurance policy for you.

There are some things that just don’t fit in a regular vehicle but still need to be transported. If you’ve moved across the country, travel trailers may have been the only option to take your mattress, couch, or kitchen table with you. Maybe you participate in horse shows up and down the East Coast. Your horse trailer carries precious cargo, just like many of the thousands of trailers on the road. Protect yourself and your cargo with Massachusetts trailer insurance. 

Independent Insurance Agents in our network specialize in trailer insurance and can help you find a policy that meets your specific needs. When you work with an agent, you get the personalized help you need to get the right insurance for you. Contact a member agent today to start comparing Massachusetts trailer insurance quotes.

Massachusetts Towing Laws

  • Maximum towing speed: 65 mph
  • Maximum trailer length: 40 feet
  • Maximum trailer width: 8 feet 6 inches
  • Maximum trailer height: 13 feet 6 inches
  • Maximum overall length: 65 feet
  • Weight requiring trailer brake: Not specified

Common Trailer Types

Do I Need Massachusetts Trailer Insurance?

Although it’s not a legal requirement to maintain insurance on your trailer, it can be a smart investment for most trailer owners. In recent years, there were over 20,000 accidents involving towed trailers, and close to 350 people lost their lives in trailer accidents. Even a minor fender bender can cause harm to the items or animals you’re transporting. It’s not hard to find Massachusetts trailer insurance - you just need to know where to look. When you work with an agent, you'll get reliable guidance on your insurance needs. Independent agents can compare Massachusetts trailer insurance quotes to find coverage that fits your budget.

Coverage Options

Finding the right Massachusetts trailer insurance will depend on your needs. If you only use your trailer seasonally, basic liability insurance may suffice. On the other hand, if you use a trailer for business purposes, your insurance needs may be greater. An agent can help you identify potential risks and find the coverage to protect you. Here are a few policies that you may need:

  • Liability coverage: Liability coverage protects you if you cause an accident that leaves third parties with bodily injuries or property damage. Check your personal or commercial vehicle policy before investing in a separate liability policy. Sometimes, trailers are covered by the insurance for the towing vehicle.  However, it's a good idea to research what the specific limits and deductible would be in the case of an accident - it may be wise to purchase extra protection.
  • Contents coverage: The importance of this policy depends on the items that are being towed. A basic policy will only insure your trailer, but will not protect the contents. This can be a pricey add-on option, but if you transport valuable material, it may be worth the added costs. An agent can help you determine an accurate coverage limit.
  • Comprehensive coverage: If you travel, you will inevitably encounter bad weather at one point or another. Hail is one of the most damaging weather events, and a comprehensive plan will help cover repair costs. Additionally, it will also cover vandalism, property damage to your vehicle related to a collision, and theft.

It’s easy to locate an agent near you, and once you’ve received several Massachusetts trailer insurance quotes and secured a policy, you can feel confident about your coverage. Independent agents in our network work with multiple insurers and can find the right policy for your needs and budget. 

Contact a local independent agent in our network for personalized assistance with all your Massachusetts trailer insurance needs.

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