Louisiana offers residents and visitors many things to do and see. Some people like to head out to New Orleans to enjoy the delicious food, tour the famous Garden District, and take in the sights and sounds of Bourbon Street. Others like to head to Shreveport and browse through the R.W. Norton Art Gallery, or tour the Sci-Port Science Center and the Shreveport Water Works Museum. Another thing residents of this state enjoy is getting around on their ATVs. Of course, this popular pastime is best enjoyed with a Louisiana ATV insurance policy in place.
An all-terrain vehicle can be used for many purposes including recreation, hunting, ranching and farming. Whatever your reasons for owning one of these vehicles, finding the right ATV insurance policy is important.
ATVs, such as four-wheelers, are expensive investments and can be costly to repair if you have an accident. It is not uncommon to sustain injuries while operating these vehicles, and resulting medical costs can sometimes be extremely expensive. A Louisiana ATV insurance policy can cover you against the various expenses that you may incur if you have an accident while operating your ATV.
ATV insurance policies provide coverage for all types of all-terrain vehicles. These include quads, UTVs, side-by-sides and 3-wheelers. A policy will provide coverage for most, if not all, of your off-road activities and can even compensate you if your ATV is stolen or vandalized.
All ATV insurance policies will include liability coverage. Other coverage types are typically optional so you can build a policy that best suits your needs. Possible coverage includes:
Though rates can vary significantly from one person to the next, most policies cost less than $20 a month. Insurers use a number of variables to determine the cost of your particular ATV insurance premium. These include:
Because there are so many different insurers and policies available to you, you may benefit by requesting the services of an independent insurance agent in the Trusted Choice® network. These agents have relationships with several highly-rated insurers and can use these relationships to help you obtain a variety of competitively-priced Louisiana ATV insurance quotes.
Your agent can help you compare policies and prices and can offer you advice about your many coverage options. Every agent in the Trusted Choice network has taken a pledge to provide exceptional customer service and ethical advice. Contact a member agent with an office near you to get more information about Louisiana ATV insurance.