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Coterie

Small business insurance, simplified.

Welcome to Coterie Agent Resources

Your one-stop resource for agent questions and answers, whether you're an existing agent or interested in partnering with Coterie.

Transforming small business insurance from an obligation to an opportunity

  • Quotes in minutes  Know if a business is in-appetite in 1-2 minutes and issue a policy in 4-5 minutes. Gain immediate access to policy documents, certificates, renewals, billing & claims – all in one dashboard.
  • Built for small businesses and the agents that serve them  BOP, GL & PL with Workers Comp & Cyber coming soon. Admitted products writing on EXCELLENT A or A- Paper. Broad geographic reach (48 states & counting).
  • Always online Integrated into your existing workflows. Enable a 24/7 digital presence on your website. Quote right away using our robust agent portal. Competitive commissions.

Contact Information

for technical help, call: (855) 566–1011

Coterie - Risk Appetite

powered by Ask Kodiak

Select the coverage below to learn more about what we offer.

Professional liability insurance (AKA Errors and Omissions) is a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions. In short, professional liability insures the work that you do and the advice that you give. If your work is incomplete, inadequate, or not delivered on time and a client sues you, PL will cover the cost of the lawsuit and any damages that are awarded.

Available In

Appetite by Sector

Professional Liability has eligible classes in 12 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services
2. Educational Services
3. Arts, Entertainment, and Recreation
4. Administrative and Support and Waste Management and Remediation Services
5. Real Estate and Rental and Leasing
6. Other Services (except Public Administration)
7. Information
8. Health Care and Social Assistance
9. Retail Trade
10. Finance and Insurance
11. Accommodation and Food Services
12. Construction

Highlights

  • Willing to write NEW or STARTUP businesses
  • 100% digital underwriting, instant approval for in appetite risks

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$220.00
Maximum
$50,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Coterie Professional Liability generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$6,000,000 (max)
Full-Time Employees
50 (max)
Part-Time Employees
50 (max)
Acceptable Entities
C Corporation
Corporation
General Partnership
Individual
Joint Venture
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation

Resources

Eligible risks for Coterie Professional Liability generally meet the following guidelines.

Coterie's General Liability product is written on a BOP coverage form with an endorsement attached to remove the property coverage sections.

Available In

Appetite by Sector

General Liability has eligible classes in 14 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services
2. Information
3. Retail Trade
4. Wholesale Trade
5. Other Services (except Public Administration)
6. Accommodation and Food Services
7. Health Care and Social Assistance
8. Administrative and Support and Waste Management and Remediation Services
9. Construction
10. Real Estate and Rental and Leasing
11. Arts, Entertainment, and Recreation
12. Finance and Insurance
13. Educational Services
14. Manufacturing

Highlights

  • Willing to write NEW or STARTUP businesses
  • 100% digital underwriting, instant approval for in appetite risks

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
$300.00
Maximum
$100,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Coterie General Liability generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$0 - $10,000,000
Full-Time Employees
0 - 50
Part-Time Employees
0 - 50
Total Insured Value
$0 - $1,500,000
Number of Vehicles
0 - 0
Number of Locations
0 - 1
Number of Buildings
0 - 1
Square Footage
0 (min)
Acceptable Entities
C Corporation
Corporation
General Partnership
Joint Venture
Limited Liability Company
Limited Partnership
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation

Resources

Eligible risks for Coterie General Liability generally meet the following guidelines.