Welcome to Coterie Agent Resources

Your one-stop resource for agent questions and answers, whether you're an existing agent or interested in partnering with Coterie.

Transforming small business insurance from an obligation to an opportunity

Quotes in minutes Know if a business is in-appetite in 1-2 minutes and issue a policy in 4-5 minutes. Gain immediate access to policy documents, certificates, renewals, billing & claims – all in one dashboard.
Built for small businesses and the agents that serve them BOP, GL & PL with Workers Comp & Cyber coming soon. Admitted products writing on EXCELLENT A or A- Paper. Broad geographic reach (48 states & counting).
Always online Integrated into your existing workflows. Enable a 24/7 digital presence on your website. Quote right away using our robust agent portal. Competitive commissions.

Contact Information

for technical help, call: (855) 566–1011

or email:support@coterieinsurance.com

Coterie - Risk Appetite

Select the coverage below to learn more about what we offer.

A Business Owners Policy is a policy designed for small business owners that own or rent a building. A BOP has General Liability Coverage, Building Coverage, Business Personal Property coverage and Business Interruption Coverage all wrapped into one.

Available In

Appetite by Sector

Business Owner's Policy has eligible classes in 14 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services

2. Retail Trade

3. Information

4. Wholesale Trade

5. Other Services (except Public Administration)

6. Accommodation and Food Services

7. Health Care and Social Assistance

8. Educational Services

9. Administrative and Support and Waste Management and Remediation Services

10. Construction

11. Real Estate and Rental and Leasing

12. Arts, Entertainment, and Recreation

13. Finance and Insurance

14. Manufacturing

Highlights

Willing to write NEW or STARTUP businesses
100% digital underwriting, instant approval for in appetite risks

Premium Guidance

Annual premium for this product is generally in this range:

Minimum

$300.00

Maximum

$100,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Coterie Business Owner's Policy generally meet the following guidelines.

Years in Business

0 (min)

Annual Revenue

$1,000 - $10,000,000

Full-Time Employees

1 - 50

Part-Time Employees

0 - 50

Total Insured Value

$0 - $1,500,000

Number of Vehicles

0 - 0

Number of Locations

0 - 1

Number of Buildings

0 - 1

Square Footage

0 (min)

Acceptable Entities

C Corporation

Corporation

General Partnership

Joint Venture

Limited Liability Company

Limited Partnership

Proprietorship

Partnership

S Corporation

Sole Proprietor

Subchapter S Corporation

Resources

Eligible risks for Coterie Business Owner's Policy generally meet the following guidelines.

BOP Overview 2-1-22

Sample BOP Base Policy Form 2-1-22

Get Started

Coterie's General Liability product is written on a BOP coverage form with an endorsement attached to remove the property coverage sections.