La Grange Homeowners Insurance

Find the Right La Grange, KY Homeowners Insurance

If you’re looking for a slower pace of life and a charming small-town atmosphere, there’s no place that can compare to La Grange, KY. This city serves as the county seat of Oldham County and has an amazing historic downtown with shopping and fine dining. Homeowners in La Grange enjoy many advantages, but they also have to contend with serious weather threats. Tornadoes pose a large threat to local residents. Make sure you’re prepared with a comprehensive La Grange homeowners insurance policy.

Our Independent Insurance Agents specialize in helping local homeowners find the best coverages to protect against common threats. Our agents will guide you through your home insurance options and help you select a reliable homeowners insurance plan that will protect your home in La Grange.

  • National yearly premium average: $1,034
  • Kentucky yearly premium average: $916
  • 27th most expensive premium in the U.S.

Homeowners in Kentucky can take advantage of the fact that their home insurance rates trend below the national average. However, keep in mind that several factors determine your individual rate. The location, size, and age of your home are all factored in when calculating your customized rate.

La Grange Second Home and Vacation Home Insurance

La Grange offers beautiful scenery and many amenities for local tourists. And you can even invest in a vacation home so you can visit as much as you want throughout the year. If you own a second home or vacation home in La Grange, our agents can help you find affordable home insurance coverage that will protect your property against unique threats that face vacation homes.

Number of Thefts in Kentucky

  • National number of burglaries: 37,814
  • Kentucky number of burglaries: 26,213

Despite the fact that Kentucky’s crime rate is well below the national average, burglaries can happen here especially if you own a vacation home that is left unsupervised for long periods of time. If your home is targeted by robbers or vandals, make sure you’re prepared by investing in a comprehensive La Grange home insurance plan. Independent insurance agents will point you toward the policies that offer maximum protection against theft.

Number of Catastrophes in Kentucky

  • Number of catastrophes in Kentucky: 743
  • Number of tornadoes in Kentucky: 17
  • 1 in 15 insured homes has a claim each year

Even though Kentucky generally enjoys mild winters and pleasant summers, occasional weather threats can be a problem. Tornadoes are pretty common in the Bluegrass State, and homeowners have to take action in advance to be prepared. You can rest easy that if your home is damaged by a storm, your insurance steps in and makes the repairs you need.

What Are the Risks in La Grange?

La Grange has a high risk for tornadoes, with residents seeing an average of two each year. There have been 115 tornadoes in La Grange since 1950, including an F5 in 1974 that caused many injuries and fatalities. Every family in this area needs to think ahead and have an emergency plan in place to deal with tornadoes. Our agents can help you find a homeowners insurance plan that offers maximum protection from this common threat.

Compare La Grange Home Insurance Quotes

It is always a good idea, when shopping for home insurance, to compare quotes from multiple policies before deciding on one. Our Independent Insurance Agents make that easier than ever before by offering quotes on multiple policies in one convenient place. Our experienced agents will help you compare your options and choose a homeowners insurance plan that will best protect your home against La Grange’s most serious threats. 

Contact an agent to get your free quote on La Grange home insurance today.

Share this page on Twitter Share this page on Facebook Share this page on LinkedIn