Car Insurance in Farmington, UT

Utah has a much lower rate of uninsured drivers than the current national average of 13%. By comparison, just 8.2% of drivers in Utah are currently uninsured. With the state's affordable coverage rates, there's no reason you can't get a car insurance policy of your own. 

An independent insurance agent in Farmington, UT can help you get set up with the right type of car insurance for you. They'll help you get the protection you need against accidents and much more. But for starters, here's a closer examination of car insurance in Farmington, UT. 

What Does Car Insurance Cover in Farmington, UT?

Your car insurance policy should be a combination of coverage that satisfies your area's local requirements as well as your personal concerns. Your car insurance policy is likely to include a combination of at least some of the following:

• Liability coverage: This covers lawsuit costs if you cause bodily injury or property damage to a third party with your vehicle.
• Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
• Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft. 
• Uninsured motorist coverage: This covers costs if you get into a collision with a driver who doesn't have any car insurance of their own or adequate coverage to reimburse for the accident.

A local independent insurance agent in Farmington, UT will help you assemble the car insurance policy that best fits your needs.

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How Much Does Car Insurance Cost in Farmington, UT?

Car insurance average rates are much more affordable across the state of Utah than in the US as a whole. On average, drivers in Utah pay just $1,059 annually for coverage, compared to the national average of $1,311 annually. In fact, Utah ranks #40 for car insurance rates in the nation, making it one of the most affordable states to find coverage.

Is Car Insurance Required in Farmington, UT?

Drivers in Farmington, as well as throughout the state of Utah, are required by law to carry, at minimum:

• Personal injury protection: This reimburses for injuries to you or your passengers after an accident that was caused by you. Drivers in Utah must carry at least $3,000 of this coverage.
• Property damage liability: This reimburses for lawsuit costs if you get sued by a third party for causing property damage to them with your vehicle. Drivers in Utah must carry at least $15,000 per accident of this coverage.
• Bodily injury liability: This reimburses for costs related to treating injuries to others after a collision that you were at fault for. Drivers in Utah must carry at least $25,000 per person and $65,000 per accident of this coverage.

A local independent insurance agent in Farmington, UT will help you get all the car insurance coverage you need to satisfy your state's laws and beyond.

What Are the Best Car Insurance Companies in Farmington, UT?

Finding the best car insurance in Farmington, UT doesn't have to be difficult or time-consuming. Get started by checking out our list of some of the top-rated car insurance companies in your city.

Best Car Insurance Companies in Farmington, UT	Star Rating
Central Insurance
Stillwater
Travelers
Nationwide
Progressive

Why Work with an Independent Insurance Agent in Farmington, UT?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in Utah to find you the right coverage at a great price.