Chelmsford Homeowners Insurance

(Find the right homeowners insurance policy for you.)

Incorporated in 1655 and named after Chelmsford, England, this small Massachusetts town has played a significant role in our country's history. Not just an important location during our nation's beginning, Chelmsford, MA played an early role in the Industrial Revolution. Its current 33,802 residents take pride in this history and continue to make strides in economic development, community togetherness, and happy living.

Our Independent Insurance Agents know the risks that you face as a Chelmsford homeowner and the kind of coverage you need. The proper insurance should meet all of your needs and come at an affordable price. But first, let's go over the basics of Chelmsford homeowners insurance.

  • National yearly premium average: $1,034
  • Massachusetts yearly premium average: $1,150
  • 11th most expensive premium in the U.S.

The Bay State may have higher average premium rates than the rest of the country, mostly due to its coastal location, but that doesn't mean you should be overpaying. Your Chelmsford homeowners insurance should be personalized and based on factors specific to you, your house and your hometown. Our agents will look at your home's size, location and age as well as your claims history and credit score. Our agents will find you a policy that meets your needs and specific risks at an affordable rate.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Chelmsford Second Home and Vacation Home Insurance

Chelmsford's northern location gives its residents and visitors access to everything that Massachusetts and New Hampshire have to offer. No wonder many purchase second or vacation homes in the area. But because you're likely to spend time at the home compared with your primary residence, it's essential to have coverage specifically designated for a second home. Let your local agent discuss your options and show you how affordable it can be to protect your getaway home.

Number of Thefts in Massachusetts

  • National number of burglaries: 37,814
  • Massachusetts number of burglaries: 30,735

If your home is vandalized or robbed, how will your current homeowners insurance provider respond? Our insurance agents will ensure you're covered for property damage and theft in the event of a burglary. Whether it's a broken window, broken door or stolen electronics, you are reimbursed in a timely manner so you can stay financially stable after an event so unexpected.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Massachusetts

  • Number of catastrophes in Massachusetts: 140
  • Number of tornadoes in Massachusetts: 2
  • 1 in 15 insured homes has a claim each year

Considering 6% of insured homeowners file a claim every year after a natural disaster, you can't afford to be without proper coverage --especially considering Massachusetts' proximity to the Atlantic Ocean. Our agents are familiar with the weather-related risks you face and will find you coverage that covers damaged roofs, flooded basements and fallen trees.

What Are the Risks in Chelmsford?

Mother Nature can be unrelenting, wreaking havoc on coastal towns and damaging homes without warning. While tornadoes can certainly be devastating, the biggest risks Chelmsford homeowners face are hurricanes and winter storms. Your comprehensive policy should cover damage from heavy rainfall, high wind speeds and rising water. The damage from serious snowfall and busted pipes should also be in consideration when looking at your Chelmsford home insurance policy. Let an agent compare quotes that meet these unique risks.

Compare Chelmsford Home Insurance Quotes

Did you know that our agents are free to compare quotes with numerous insurance carriers? Our agents have no commitments to a single company, which means you can receive plenty of options when it comes to homeowners insurance. Let us help you protect your most prized possession and keep your family financially stable.

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