Personal watercraft, or PWC, are a lot of fun on the lakes and rivers of Wyoming. If you love to ride your PWC, it's a good idea to protect it with a PWC insurance policy. You can get quotes on affordable coverage for jet skis, Sea Doos, and just about any other type of watercraft. This can help to protect your finances from the cost of accidents, towing, and legal claims.
Wyoming state laws do not require PWC insurance, but it is a good idea to protect yourself from the financial burden of an accident on the water. PWCs can reach high speeds and can capsize easily, which can mean a higher risk of property damage and injury to you, your family members, and other boaters and swimmers. A PWC policy can help with the cost of repairs, legal claims, towing, fuel spills, and medical payments. All of this coverage comes at a low price, in most cases.
Personal watercraft insurance can provide coverage for the following:
You may also need coverage like trailer insurance, to cover your property on the way to and from the lake. You might be able to get discounts by combining PWC insurance with other policies.
PWC insurance is a form of boating insurance that can cover almost any motorized personal watercraft, including:
If you are not sure whether your watercraft qualifies for PWC insurance, a local agent can help you find the right policy.
Most policies run between $300 and $500 per year, but your rates will depend on a variety of factors, including:
If you bundle your PWC coverage with your boating insurance, trailer insurance, and other policies, you may qualify for discounts on all the coverage you need.
The best way to find the best quotes on PWC insurance is to talk to an independent insurance agent right here in Wyoming. Independent agents in the Trusted Choice® network have access to many insurance providers, so they can shop around for the right policy at the best rates. A local agent can also help you save on other policies, by combining coverage into bundles for discounts. Contact an agent in your ZIP code today to get great deals on PWC insurance.