Wyoming Car Insurance FAQ - Quick Answers

On average, Wyoming drivers pay $1,371 a year for their car insurance. This is slightly higher than the national average cost of $1,311 annually. When you're searching for low rates on auto coverage, consult with a licensed professional for quotes. 

Every car insurance policy will have customized coverages, but some of the most commonly chosen are as follows:

  • Bodily injury liability: Pays for medical expenses of others.
  • Property damage liability: Pays for property damage of others.
  • Medical payments: Pays for your medical expenses.
  • Uninsured/underinsured motorist: Pays for an accident involving an uninsured/underinsured motorist.
  • Comprehensive: Pays for a collision with an unavoidable object such as an animal.
  • Collision: Pays for a collision with another vehicle, animal, or property.

In Wyoming, every driver is required to have auto insurance at the state minimum liability limits listed below:

  • $25,000 in bodily injury liability per person
  • $50,000 in bodily injury liability per accident
  • $20,000 in property damage liability

Driving without insurance is illegal in Wyoming, but 7.8% of all drivers in this state are still uninsured. To remedy this you can add uninsured motorist coverage, which pays for your expenses when you're involved in an accident with an at-fault uninsured driver. 

When searching for the best car insurance, you'll have options on carriers. In Wyoming, Nationwide, Progressive, Stillwater, and Prime insurance companies are among the top rated. This is due to their exceptional customer service, claims handling, and superior coverage offerings. 

Do You Know What Your Car Insurance Covers in Wyoming?

Find the Best Insurance in Your City

How does your city measure up to the national average?

National average time spent commuting 26.9 Min

National average car thefts per 1,000 2.3 Year

National average car insurance cost $1,311 Year

CityCommute time (min)Auto theft rate / 1,000Annual insurance cost
Rock Springs17.50.61$1,263