Umbrella insurance, also known as “excess liability insurance,” provides additional liability coverage for unforeseen, catastrophic incidents that you may be held accountable for. An umbrella policy is designed to provide security if you cause a tragic car accident or a severe injury; you can have assistance covering major costs from injuries, property damage and legal fees with the assistance of a policy like this.
Fortunately, umbrella insurance premiums are relatively inexpensive and you can get free umbrella insurance quotes very easily. For added peace of mind, contact a Trusted Choice® network agent about your personal umbrella insurance needs.
To get accurate insurance quotes, your agent will use the following information:
Once you and your agent determine the amount of liability coverage you have in place and whether it would be enough to cover your assets in the event of a large legal claim, your agent will be able to help you identify an appropriate amount of umbrella liability coverage.
You may still be wondering if you need an umbrella insurance. You may not need an umbrella policy if you are a renter and have very few assets. However, if you have assets like real estate, retirement savings, cars, collections and brokerage accounts, it's a good idea to carry an umbrella policy to protect your finances from a large lawsuit.
An independent agent can help you get quotes from the top insurance companies and compare the options and coverage amounts. Contact an agent in the Trusted Choice network today and get the peace of mind that you are prepared for the very worst kind of rainy day.