Farmers Alliance Insurance Company Review

We've looked at over 1,000 insurance companies rating them on strength, accessibility, and service to find the best ones. Here's what people think about Farmers Alliance.

Farmers Alliance Insurance Company at a Glance

  • Founded in 1888
  • Offers several types of coverage
  • Offers personal and business insurance
  • Rated "A" (excellent) by AM Best
  • Rated "A+" (excellent) by the Better Business Bureau (BBB)

Farmers Alliance Pros: Long-standing carrier with more than a century and a quarter's worth of experience in the insurance industry. Offers personal and business coverage, along with farm coverage. High ratings through AM Best and the BBB.

Farmers Alliance Cons: Not a BBB accredited business. Coverage only offered in eight states. No online claims reporting.

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

What Type of Insurance Does Farmers Alliance Offer?

Here's an overview of the products offered by Farmers Alliance.

  • Agri-ranch insurance
  • Farm auto insurance
  • Personal auto insurance
  • Umbrella liability insurance
  • Homeowners insurance
  • Renters insurance
  • Business owners policy
  • Commercial auto insurance

Your independent insurance agent can help you find more information about the coverages offered by Farmers Alliance, and help you decide if this insurance company is right for you.

What to Know About Farmers Alliance

Founded in 1888, Farmers Alliance Mutual Insurance Company was first established in McPherson, Kansas. The insurance company was originally created to serve the needs of local farmers, as a fire insurance company. Today, Farmers Alliance offers several forms of coverage such as homeowners insurance, personal auto, and agri-ranch insurance.

Farmers Alliance has grown to service eight states including Colorado, Kansas, Idaho, Nebraska, Montana, Oklahoma, and the Dakotas. The insurance company has more than $185 million in written premiums. The carrier's LinkedIn social media network states that Farmers Alliance employs between 201-500 total workers.

Thanks to their expanded reach and coverages offered, Farmers Alliance has earned itself a reputation as a stable carrier with a strong future outlook. AM Best gives the insurance company an overall “A” rating, indicating the carrier is an excellent choice for insurance customers.

Established in 1899, AM Best is one of the oldest rating companies in the world. Reviews from AM Best indicate an insurance company’s financial strength and creditworthiness and are based on comprehensive evaluations of the company’s operating performance, business profile, and annual report. 

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What Discounts Does Farmers Alliance Offer?

Here's just a few of the discounts offered by Farmers Alliance on their homeowners insurance.

  • New home (not for renters policies): Offered to customers who purchase a brand new construction home.
  • Protective device: Offered to customers whose homes are equipped with security systems.
  • Renewal: Offered to customers who choose to renew their coverage through Farmers Alliance.
  • Multi-policy: Offered to customers who purchase multiple policies through Farmers Alliance, such as homeowners and personal auto insurance.
  • Hail-resistive roof (not renters policies): Offered to customers who upgrade their roofs to withstand hail damage.
  • Non-smoker: Offered to customers who do not smoke in their homes to reduce risk of fire damage.
  • No wood-burning fireplace or supplemental heating device: Offered to customers who do not use wood-burning fireplaces or other heating devices that could cause fires.
  • Empty nest: Offered to customers whose children no longer live at home.

An independent insurance agent can help you find out more information about the discounts offered by Farmers Alliance. When it comes to insurance, independent insurance agents help you get the most bang for your buck on coverage.

Farmers Alliance Customer Service

Here's an overview of Farmers Alliance's customer service options and availability. 

  • Phone contact option 
  • Fax contact option
  • Snail mail contact option
  • Customer service phone department hours not specified

To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.

Farmers Alliance FAQ

What is Farmers Alliance's average claim response timeframe?

Farmers Alliance does not provide a specific claims response timeframe.

What is Farmers Alliance's customer service availability?

Farmers Alliance does not specify their customer service phone department's hours of operation. They encourage customers to file claims through their independent insurance agent.

What is Farmers Alliance's claims process?

Farmers Alliance does not provide much information about its claims process. However, an independent insurance agent can file claims for you, as well as keep you updated through every step of the process.

Does Farmers Alliance create a user-friendly experience for customers?

Farmers Alliance does not have as good of a user-friendly experience as many other modern carriers'. There is no 24/7 or online claims reporting option, and the carrier has fewer active social media accounts than many comparable insurance companies do.

Does Farmers Alliance have good personal auto insurance?

Farmers Alliance provides several important coverages, including personal auto insurance. The carrier offers the following coverages under their personal auto policies:

  • Collision coverage
  • Other than collision coverage
  • Bodily injury liability
  • Property damage liability
  • No-fault coverage
  • Medical payments coverage
  • Uninsured/underinsured motorist coverage
  • Towing and labor coverage (optional)
  • Rental car coverage (optional)

An independent insurance agent can help you find more information about Farmers Alliance's personal auto coverage, as well as their other products offered.

Is Farmers Alliance a good insurance company?

Farmers Alliance is a long-standing insurance company and has high ratings through both AM Best and the BBB. Further, customer reviews seem to be mostly positive. Overall, Farmers Alliance can arguably be considered a good insurance company.

Farmers Alliance Customer Reviews

Clearsurance
Very good insurance for people looking for their auto insurance, check them out you might be a good fit.


Clearsurance
They are the best hands down!! I have never had an issue with them!! Great and fast service!! Happy!


Clearsurance
Good coverage on all items and excellent service when making a claim. People are courteous and friendly on the phone.


Clearsurance
Just switched recently to this company, was not satisfied with the response time after I paid for 3 policies. Nor did they help cancel my old policies and switch it over.


Clearsurance
This company is great. They take care of all my needs when I have an issue. I recommend this company for anyone.


TrustedChoice.com's Final Review

We award Farmers Alliance Mutual Insurance Company a final rating of 3 out of 5 stars. The carrier has been around in the insurance industry for well over a century now and has a lot of experience behind them. They're also highly rated by AM Best and the BBB.

Farmers Alliance currently only offers its coverage in eight states, but they do provide important personal and business policies. Customer reviews seem to be largely towards the positive side as well. Overall, we recommend looking into Farmers Alliance with your independent insurance agent if you're in an area where coverage is offered.

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http://news.ambest.com/presscontent.aspx?altsrc=3&RefNum=28857&URatingId=-1

https://www.bbb.org/us/ks/mcpherson/profile/insurance-companies/farmers-alliance-mutual-insurance-company-0714-9752

https://clearsurance.com/insurance-reviews/farmers-alliance-5a049fc1074e915f4c09f733