SageSure Insurance Company Review 2024

We've looked at over 1,000 insurance companies rating them on strength, accessibility, and service to find the best ones. Here's what people think about SageSure Insurance Company.
Christine Lacagnina Written by Christine Lacagnina
Christine Lacagnina
Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for by authoring consumable, understandable content.


SageSure Insurance Company at a Glance

  • Founded in 2006
  • Coverage available in 14 states
  • Offers personal and business coverage
  • Not rated by AM Best
  • Rated "A" (excellent) by the Better Business Bureau (BBB)

SageSure pros: Offers personal and business coverage. High rating from the BBB. Extended customer service hours. 24/7 claims reporting.

SageSure cons: Not BBB accredited. No rating by AM Best. Highly limited product catalogue. Coverage not available nationwide. Not much information about products or discounts provided. Customer feedback is very mixed.

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

What Type of Insurance Does SageSure Offer?

Here's an overview of the products offered by SageSure.

  • Homeowners insurance
  • HO-3 homeowners insurance
  • Business owners policy insurance

Your independent insurance agent can help you find more information about the coverages offered by SageSure Insurance, and help you decide if this insurance company is right for you.

What to Know about SageSure Insurance Managers

Founded in 2006, SageSure Insurance Managers focuses on providing homeowners insurance and business owners policy insurance in 14 states across the US. The carrier's original mission was to modernize property insurance for customers of all kinds.

SageSure claims to have more than 300,000 policyholders which are catered to through their partnering insurance agents and brokers. SageSure is a third-party administrator of coverage and does not participate in  claims processing, but does offer policy and billing support. There are 272 employees on their LinkedIn network. 

The insurance company is not currently rated by AM Best, the leading global credit organization monitoring the insurance industry. However, SageSure is rated an "A" or excellent, by the Better Business Bureau. They are not currently a BBB accredited company.

What Discounts Does SageSure Offer?

SageSure advertises that they have discounts available, but they do not detail these specific discounts. To find out more information, work with an independent insurance agent. Independent insurance agents can scout out any discounts you qualify for on coverage from any carrier.


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SageSure Customer Service

Check out a breakdown of SageSure's customer service options and availability.

  • Snail mail contact option
  • Phone contact option
  • Online bill pay
  • 24/7 claims reporting
  • Customer service department has the following hours

Hours (EST)

Monday-Friday 8 am - 9 pm

Saturday 10 am - 3 pm


To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.

SageSure Insurance Managers FAQ

What is SageSure's average claim response time frame?

SageSure does not make a specific claims time frame promise.

What is SageSure's customer service availability?

SageSure is available by phone at extended hours during the week, and also on Saturdays. The carrier can also be reached by email or snail mail.

What is SageSure's claims process?

SageSure instructs customers on how to file claims, but does not outline a specific claims process.

Does SageSure create a user-friendly experience for customers?

SageSure's website is fairly well done, but not much detail is provided about their coverages, discounts, or claims process. The carrier does offer extended customer service hours and has a social media presence, which makes them more accessible to customers. 

Does SageSure have good homeowners insurance?

SageSure's official website describes their HO-3 homeowners insurance policies as follows.

"Our HO-3 homeowners policy protects your home and belongings from a broad range of risks, including weather, fire, theft, vandalism and pretty much everything in between. Unless your policy explicitly excludes an event, you’re covered. The policy also provides liability coverage, so you’re protected should you, a family member, or a pet accidentally injure someone or damage their property."

Is SageSure a good insurance company?

SageSure is a newer company, with only about 15 years' of experience behind them. The carrier is also not rated by AM Best or accredited by the BBB. SageSure has had a couple of complaints filed against them through the BBB, and customer reviews are highly mixed. So, we're hesitant to call SageSure a good insurance company at this time.

SageSure Customer Reviews

Better Business Bureau
If I could give them ZERO STARS I would!!! When I bought my first house and had a leaky roof weeks after moving in, they DENIED my claim and cancelled my policy after trying to dispute their denial. I called almost on a weekly basis because no one would answer my phone calls or emails. Once I did get ahold of someone I was passed around because they didn't 'handle my case' anymore. Yet the next week they would. Would NEVER use them again and I will tell everyone I know.

Better Business Bureau
This company took our payment and then less than a month later decided that our home was "too isolated" even though you can see two neighbors from our newly constructed home and, when the rest of the lots are sold and built out, there will be 3 more neighbors visible. They refuse to refund our initial payment and keep adjusting their excuses on why.

5 Stars
My agent was extremely helpful throughout the process of applying for new homeowners coverage. Your company was highly recommended.

5 Stars
I was referred to this insurance company by my mortgage company. I had a policy within 24 hours. Signing forms was done online-it was quick and easy.

It looks like I'm not alone in the one month cancelation notice club. Feels a bit dishonest on their part. Not sure if this is some kind of scam they're running, or what?'s Final Review

We award SageSure Insurance Managers a final rating of 2 out of 5 stars. The insurance company is fairly young, with about 15 years' of experience in the industry. The carrier is not rated by AM Best and is not accredited by the BBB. They have a couple of complaints filed against them through the BBB already.

Customer feedback for SageSure is also highly mixed, with a large volume of concerning, negative reviews. Their product catalogue is also highly limited to a couple types of homeowners insurance and business owners policies. Their extended customer service hours and 24/7 claims reporting are nice features, however.

Overall, we recommend working together with an independent insurance agent to survey several options to be your next trusted carrier. You might want to skip looking into SageSure if consistently positive customer feedback and several coverage options are important to you.

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