The Beacon Mutual Insurance Company Review

The Beacon Mutual Insurance Company at a Glance

The Beacon Mutual Insurance Company pros: Leading provider of workers' comp in Rhode Island. More than 30 years' worth of experience in the insurance industry. Provides 24/7 online claims reporting. Provides extended customer service hours during the week. Comprehensive social media presence. Excellent website.

The Beacon Mutual Insurance Company cons: Coverage only available in one state. Not rated or accredited by the BBB. Only one form of coverage available.

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

What Type of Insurance Does The Beacon Mutual Insurance Company Offer?

The Beacon Mutual Insurance Company offers a special focus on one type of quality insurance coverage:

Your independent insurance agent can help you find more information about the coverage offered by The Beacon Mutual Insurance Company, and help you decide if this insurance company is right for you.

What to Know about The Beacon Mutual Insurance Company

The Beacon Mutual Insurance Company was founded in 1990, giving the carrier more than three decades' worth of experience in the insurance industry. Originally named The Fund, the insurance company's original mission was to improve the workers' comp market in the state of Rhode Island.

Today, The Beacon Mutual Insurance Company still focuses its efforts on providing quality workers' comp coverage for residents of Rhode Island. The insurance company offers its coverage exclusively through a network of independent insurance agents, which provide a more personalized and comprehensive experience for customers.

The Beacon Mutual Insurance Company prides itself in being the preferred workers' comp insurer in its home state. The carrier is one of the leading workers' comp providers in the area and its customers demonstrate their appreciation for its quality coverage year after year.

What Discounts Does The Beacon Mutual Insurance Company Offer?

The Beacon Mutual Insurance Company does not make information about its specific discounts readily available. However, an independent insurance agent can help find these details for you. Independent insurance agents work hard to find you the most affordable coverage that still gets the job done right.

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The Beacon Mutual Insurance Company Customer Service

Here's an overview of The Beacon Mutual Insurance Company's customer service options and availability. 

To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.

The Beacon Mutual Insurance Company FAQ

What is The Beacon Mutual Insurance Company's average claim response time frame?

The Beacon Mutual Insurance Company does not provide a specific claims response time frame promise. Claims can be reported online at any time.

What is The Beacon Mutual Insurance Company's customer service availability?

The Beacon Mutual Insurance Company provides extended phone hours during the week, as well as online claims reporting, and a fax contact option for their customers.

What is The Beacon Mutual Insurance Company's claims process?

The Beacon Mutual Insurance Company's official website lists the following as their claims process.

"Once your claim is reported to Beacon either online or by phone, you will receive a claim number, which will be your reference number for future calls or correspondence. The claim number can be shared with your employee as they may need to provide it to the doctor’s office if they seek treatment for their injury."

Does The Beacon Mutual Insurance Company create a user-friendly experience for customers?

The Beacon Mutual Insurance Company's official website is intuitive and easy to navigate. The carrier also makes themselves very available for their customers. They have a comprehensive social media presence across all platforms. Overall, the insurance company provides a highly user-friendly experience.

Does The Beacon Mutual Insurance Company have good workers' comp coverage?

The Beacon Mutual Insurance Company does not provide much information about their coverage without going through an independent insurance agent. The carrier also provides consultations for workplaces interested in coverage and free online resources for making the work environment safer for all.

Is The Beacon Mutual Insurance Company a good insurance company?

Offering quality workers' comp coverage for Rhode Island residents for nearly 30 years, as well as providing generous customer service availability and an excellent website, yes, The Beacon Mutual Insurance Company can be considered a good carrier.

TrustedChoice.com's Final Review

We award The Beacon Mutual Insurance Company a final rating of 4 out of 5 stars. The carrier provides quality workers' comp coverage for Rhode Island residents, but their reach is limited to only one state. The insurance company is also not currently rated by AM Best or the BBB.

However, The Beacon Mutual Insurance Company has received many glowing reviews for their coverage and customer service alike. The insurance company provides generous contact hours and online claims reporting and has a strong social media presence. 

Overall, if you're in the area and in need of workers' comp, we highly recommend looking into The Beacon Mutual Insurance Company along with your independent insurance agent to be your next trusted carrier.