Milford Car Insurance

Everything You Need To Know About Car Insurance in Milford

Milford, DE is a beautiful place to live and work, with a casual small town vibe and a tight knit community. Whether you’re watching the sunset over Mispillion River or spending a day fishing in Blair’s Pond, life is always sweet when you’re spending time in Milford. The only real downside to living in this beautiful area is the traffic. With frequent travelers coming through to enjoy the scenery and historic downtown area, traffic can get crazy. That’s why Milford drivers need the protection of the best car insurance. 

The Trusted Choice® Independent Insurance Agents specialize in helping drivers navigate the complicated world of auto insurance. Our caring agents take a personalized approach with every customer, so you can ask questions and get one-on-one help as you look for the right policy. Best of all, our agents can quote from multiple policies, allowing you to see all of your options at a glance. 

  • National average cost per year: $1,311
  • Delaware average cost per year: $1,542
  • 13th most expensive auto premium in the U.S.

If you’re tired of paying high premiums for car insurance, the Trusted Choice Independent Insurance Agents can help. There are many factors that can influence how much you will pay for car insurance. Your age, the kind of car you drive and your driving record are all taken into consideration before you receive a quote. 

Delaware Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 15/30/10

In Delaware, all drivers are required to have minimum liability coverage of $15,000 for individual bodily injury, $30,000 for all injuries in an accident and $10,000 for property damage per accident. The state implements these minimums to protect drivers from financial devastation, but you can always bump up your limits as an added buffer against expensive car repairs and medical bills after an accident. 

Number of Uninsured Motorists in Delaware

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Delaware drivers: 11.5%

Finding yourself in the middle of a car wreck is always devastating, but it’s so much worse if the driver at fault isn't insured. Suddenly you are left to figure out how to pay for car repairs and medical bills on your own. This nightmare scenario happens far too often in Milford, so make sure you are protected with uninsured motorist coverage.

Number of Auto Thefts in Delaware

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Delaware: 1.57

Milford is such a quaint little city that it’s hard to imagine a car theft happening here. Unfortunately, cars do get stolen from time to time. The best way to protect yourself against auto theft is by locking your doors and parking in well-lit areas. But if you do find that your car was stolen, you will be grateful to have auto theft coverage as part of your auto insurance policy. 

Find a Great Milford Car Insurance Policy

In your search for the best Milford car insurance, turn to the Trusted Choice Independent Insurance Agents for help. Our agents are not new to the world of insurance. They know the ins and outs of coverage limits and safe driver discounts and can help you find the most affordable policies with the coverage that you need. Contact a Trusted Choice Agent today to get a free quote on your new auto insurance policy.

Now, who's ready to get their insurance problems solved?